636 Main St E, Valdese, NC 28690 Property Records

Burke County property record for 636 Main St E, Valdese, NC 28690

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,056 sqft · built 1920
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Apr 2006)
Tax Bill	$2,822 (2026)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2743157022`

Property Details

APN / Parcel Number

Primary APN	`2743157022`
Alternative APN	`14681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,056 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	862 sqft
Unfinished Basement	862 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	63,598 sqft (1.46 acres)
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	267 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	636 MAIN ST E
City	VALDESE
State	NC
Zip	28690-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CENTRAL BU
Legal Description	636 MAIN ST E VALDESE, NC 28690
Legal Subdivision	SURVEY FOR TERRY L WILLIAMS
Jurisdiction	BURKE NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1021
Census Tract	20902

Owner

636 Main St E is owned and occupied by two individuals who bought it in April 2006.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	636 MAIN ST E, VALDESE, NC 28690-2918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2006 · Amount on File
Deed Sale	Apr 13, 2006 · Amount on File
Prior Sale	Aug 1, 2005 · Amount on File
Deed Document Number	20065126
Deed Book / Page	1555 / 477
Prior Transfer Date	Jul 26, 2005
Prior Transfer Doc	0000010693
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	636 MAIN ST E, VALDESE, NC 28690-2918
Document Number	0024470694
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	636 MAIN ST E VALDESE NC 286902918, VALDESE, NC 28690-2918

Mortgage

Document Number	0024470694
Date	Feb 4, 2020
Book Page	002447/000694
Instrument	36884

Lender

Name	TOM & AGNESS N STEWART
Address	3520 MOUNTAIN TER, VALDESE, NC 28690-9101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 636 Main St E was $2,822, up 13.1% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Valdese Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,822.00 (+13.11%)	$247,283 (-) Land $60,379 Building $186,904	$247,283 (-) Land $60,379 Building $186,904
2025	$2,495.00	$247,283 Land $60,379 Building $186,904	$247,283 Land $60,379 Building $186,904
2023	$2,746.00	$247,283 Land $60,379 Building $186,904	$247,283 Land $60,379 Building $186,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 Main St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Main St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF VALDESE serves 13,571 people · EPA ID NC0112010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20