Orange County property record for 636 Highland Ave, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,575 sqft · built 2002 |
| Lot Size | 3.01 acres (131,338 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,170,000 (May 2015) |
| Tax Bill | $18,096 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 17-23-28-9336-50-580 |
| Primary APN | 17-23-28-9336-50-580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,575 sqft Living Area |
| Gross Area | 6,136 sqft |
| 1st Floor Area | 2,422 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 131,338 sqft (3.01 acres) |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,342 sqft |
| Patio Area | 352 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 636 HIGHLAND AVE |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | PLAT OF WINDERMERE G/36 LOTS 58 E & 59 E |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 17 |
| Legal Subdivision | WINDERMERE |
| Legal Tract | 9336 |
| Legal Block | 50 |
| Legal Lot Number | 58 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 14809 |
636 Highland Ave is owned and occupied by an individual who bought it in May 2015.
Source: Orange County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 636 HIGHLAND AVE, WINDERMERE, FL 34786-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2015 · Amount on File |
| Deed Sale | May 29, 2015 · Amount on File |
| Prior Sale | Jul 26, 1993 · Amount on File |
| Deed Document Number | 2015266931 |
| Deed Book / Page | 10925 / 3651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 636 HIGHLAND AVE, WINDERMERE, FL 34786-3538 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 636 HIGHLAND AVE, WINDERMERE, FL 34786-3538 |
| Document Number | 20210575947 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 20210575947 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 636 Highland Ave was $18,096, up 2.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,135,599 (+2.7%) | $1,446,590 (-0.99%) Land $600,000 Building $846,590 | |
| 2025 | $18,096.00 (+2.95%) Homeowner's exemption | $1,105,744 | $1,461,070 Land $600,000 Building $861,070 |
| 2024 | $17,578.00 (+3.31%) | ||
| 2023 | $17,014.00 (+2.9%) Homeowner's exemption | $1,043,283 (+3%) | $1,363,576 (+20.35%) Land $600,000 Building $763,576 |
| 2022 | $16,534.00 Homeowner's exemption | $1,012,896 | $1,133,000 Land $485,000 Building $648,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 636 Highland Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 100.6 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 11 (1989–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 636 Highland Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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