636 Green Rd, Otego, NY 13825 Property Records

Otsego County and Laurens Town property record for 636 Green Rd, Otego, NY 13825

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,948 sqft · built 1984
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,600 (Jul 2005)
Tax Bill	$5,517 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`363489 273.00-1-21.02`

Property Details

APN / Parcel Number

Primary APN	`363489 273.00-1-21.02`
Alternative APNs	`348927300000010210020000` `245087`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,948 sqft Living Area
1st Floor Area	2,308 sqft
2nd Floor Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	65,340 sqft (1.5 acres)
Lot Width	466 ft Width
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	456 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	245087
Street Address	636 GREEN RD
City	OTEGO
State	NY
Zip	13825-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	998 0 0
Legal Block	1
Legal Lot Number	21.002
Jurisdiction	OTSEGO NY
Township / Civil Division	LAURENS
Census Block Group	2
Census Block	2078
Census Tract	591402

Owner

Source: Otsego County and Laurens Town records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	636 GREEN RD, OTEGO, NY 13825-3257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2005 · Amount on Record
Deed Sale	Jul 1, 2005 · Amount on Record
Deed Book / Page	1084 / 1
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Recording Date	Apr 15, 2026
Property Address	636 GREEN RD, OTEGO, NY 13825-3257
Document Number	0000000776
Instrument Date	Apr 7, 2026
Instrument	20261776
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 GREEN RD, OTEGO, NY 13825-3257

Mortgage

Document Number	0000001776,
Date	Apr 15, 2026
Instrument	20261776

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	636 GREEN RD, OTEGO, NY 13825-3257
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	420
Date	May 3, 2021
Instrument	2021-2420

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Laurens Town
Unified School District	Laurens Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,517.00	$191,600 (-) Land $19,100 Building $172,500	$288,120 (+12.99%) Land $28,722 Building $259,398
2023		$191,600 Land $19,100 Building $172,500	$254,991 Land $25,419 Building $229,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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