Monterey County property record for 636 Cypress St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 481 sqft · built 1935 |
| Lot Size | 0.085 acres (3,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $967,000 (Dec 2023) |
| Tax Bill | $11,369 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-148-019-000 |
| Primary APN | 001-148-019-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 481 sqft Living Area |
| 1st Floor Area | 481 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 3,700 sqft (0.085 acres) |
| Garage Area | 192 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 001-148-019 |
|---|---|
| Street Address | 636 CYPRESS ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WITHERS ADD TO MONTEREY SE 12.5 FT OF LOT 21 X ALL OF LOT 23 BLK 12 |
| Legal Subdivision | WITHERS ADD TO MONTEREY |
| Legal Block | 12 |
| Legal Lot Number | 21,23 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 12503 |
636 Cypress St is owned and occupied by an individual who bought it in December 2023.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 636 CYPRESS ST, MONTEREY, CA 93940-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2023 · Amount on File |
| Deed Sale | Dec 29, 2023 · Amount on File |
| Prior Sale | Jul 24, 2009 · Amount on File |
| Deed Document Number | 202344997 |
| Prior Transfer Date | Oct 20, 2023 |
| Prior Transfer Doc | 0000037553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Dec 29, 2023 |
| Property Address | 636 CYPRESS ST, MONTEREY, CA 93940-1611 |
| Document Number | 0000044997 |
| Map Reference | VOL 1 PG 4 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2023044997 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1884, CAMPBELL, CA 95009-1884 |
| Document Number | 0000044998 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 2023044998 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 636 Cypress St was $11,369 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,006,066 (+2%) Land $728,280 Building $277,786 | |
| 2025 | $11,369.00 Homeowner's exemption | $986,340 Land $714,000 Building $272,340 |
| 2023 | $4,181.00 (+1.41%) | $378,398 Land $310,167 Building $68,231 |
| 2022 | $4,123.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 636 Cypress St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 636 Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: GeoLinks, Optimum, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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