636 Cortlandt Ave, Lima, OH 45801 Property Records

Allen County property record for 636 Cortlandt Ave, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 998 sqft · built 1948
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Mar 2021)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-2507-16-032.000`

Property Details

APN / Parcel Number

Primary APN	`36-2507-16-032.000`
Alternative APN	`M3836250716032000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	998 sqft Living Area
Gross Area	1,198 sqft
1st Floor Area	610 sqft
Attic	Attic
Attic Area	388 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	87 ft deep x 41 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	66 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	636 CORTLANDT AVE
City	LIMA
State	OH
Zip	45801-3560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUILNA ADDITION LOT 13575 FF 41.00
Legal Subdivision	QUILNA ADDITION
Legal Lot Number	13575
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2009
Census Tract	12300

Owner

636 Cortlandt Ave is owned and occupied by an individual who bought it in March 2021.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	636 CORTLANDT AVE, LIMA, OH 45801-3560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP
Mar 16, 2021	Warranty Deed, Transfer
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA
Jun 25, 2019	Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on File
Deed Sale	Mar 29, 2021 · Amount on File
Prior Sale	Jun 25, 2019 · Amount on File
Deed Document Number	20214052
Deed Book / Page	2021 / 4052
Prior Transfer Date	Apr 13, 2016
Prior Transfer Doc	8020008023
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 29, 2021
Property Address	636 CORTLANDT AVE, LIMA, OH 45801-3560
Document Number	3290004052
Book / Page	2021 / 4052
Map Reference	MB 5 PG 62
Instrument Date	Mar 26, 2021
Instrument	202103290004052
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 CORTLANDT AVE, LIMA, OH 45801-3560

Mortgage

Document Number	3290004053
Date	Mar 29, 2021
Book Page	2021/4053
Instrument	202103290004053

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 16, 2021
Property Address	636 CORTLANDT AVE, LIMA, OH 45801-3560
Document Number	3160003382
Book / Page	2021 / 3382
Map Reference	MB 5 PG 62
Instrument Date	Mar 10, 2021
Instrument	202103160003382
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 AUTUMN RIDGE DR, LIMA, OH 45801-3180

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	636 CORTLANDT AVE, LIMA, OH 45801-3560
Document Number	0000002595
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	636 CORTLANDT AVE LIMA OH 458013560, LIMA, OH 45801-3560

Mortgage

Document Number	0000002595
Date	Mar 11, 2020
Instrument	2595

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 10, 2040

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 25, 2019
Property Address	636 CORTLANDT AVE, LIMA, OH 45801-3560
Document Number	0000006201
Instrument Date	Jun 21, 2019
Instrument	6201
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2706 AUTUMN RIDGE DR LIMA OH 458013180, LIMA, OH 45801-3180

Mortgage

Document Number	6202
Date	Jun 25, 2019
Instrument	6202

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 24, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 636 Cortlandt Ave was $1,446, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00 (+0.07%)	$40,500 (-) Land $2,700 Building $37,800	$115,700 (-) Land $7,700 Building $108,000
2024	$1,445.00 (+27.65%) Homeowner's exemption	$40,500 (+47.97%) Land $2,700 Building $37,800	$115,700 Land $7,700 Building $108,000
2023	$1,132.00 (-0.53%) Homeowner's exemption	$27,370 (-) Land $1,820 Building $25,550
2022	$1,138.00 Homeowner's exemption	$27,370 Land $1,820 Building $25,550
2021			$78,200 Land $5,200 Building $73,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 636 Cortlandt Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 636 Cortlandt Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile, TSC.

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