636 Cheraw Rd, Hamlet, NC 28345 Property Records

Richmond County property record for 636 Cheraw Rd, Hamlet, NC 28345

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1940
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Dec 2019)
Tax Bill	$710 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`748103108638`

Property Details

APN / Parcel Number

Primary APN	`748103108638`
Alternative APN	`18332308`

Interior

Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18332308
Street Address	636 CHERAW RD
City	HAMLET
State	NC
Zip	28345-7155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC & DWELL SMITH LAND
Jurisdiction	RICHMOND NC
Township / Civil Division	MARKS CREEK
Census Block Group	3
Census Block	3040
Census Tract	970900

Owner

636 Cheraw Rd is owned by two individuals who bought it in December 2019.

Source: Richmond County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 FREEMAN MILL RD, HAMLET, NC 28345-7152
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Deed Document Number	2019255790
Deed Book / Page	1831 / 143
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Dec 20, 2019
Property Address	636 CHERAW RD, HAMLET, NC 28345-7155
Document Number	1831/143
Book / Page	1831 / 143
Map Reference	SL 800-D
Instrument Date	Dec 20, 2019
Instrument	255790
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 FREEMAN MILL RD, HAMLET, NC 28345-7152

Mortgage

Document Number	255791
Date	Dec 20, 2019
Instrument	255791

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 636 Cheraw Rd was $710.

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Municipality	Hamlet City
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$710.00	$78,371 Land $8,670 Building $69,701	$78,371 Land $8,670 Building $69,701
2023	$687.00	$67,207 Land $4,335 Building $62,872	$67,207 Land $4,335 Building $62,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 Cheraw Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Cheraw Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000