Okaloosa County property record for 636 Carnathan Ct, Fort Walton Beach, FL 32547
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 928 sqft · built 1984 |
| Lot Size | 0.106 acres (4,655 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Sep 2025) |
| Tax Bill | $1,614 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-6692-3 |
| Primary APN | C56-000-597-6692-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 928 sqft Heated Area |
| Gross Area | 1,003 sqft |
| 1st Floor Area | 928 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,655 sqft (0.106 acres) |
| Porch | Open Porch |
| Porch Area | 15 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 636 CARNATHAN CT |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32547-1061 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | PINE RUN UNIT 16 |
| Legal Range | 24 |
| Legal Township | 01S |
| Legal Section | 33 |
| Legal Subdivision | PINE RUN |
| Legal Unit | 16 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21801 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 636 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 3, 2021 | Warranty Deed, Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Feb 3, 2021 · Amount on Record |
| Deed Document Number | 3772583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 10, 2025 |
| Property Address | 636 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1061 |
| Document Number | 0003772583 |
| Map Reference | MB 7 PG 66 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 3772583 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1029, FORT WALTON BEACH, FL 32549-1029 |
| Name | Verified Name |
|---|---|
| Address | 636 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1061 |
| Investor | Possibly a Property Investor |
| Document Number | 0003772584 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 3772584 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 3, 2021 |
| Property Address | 636 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1061 |
| Document Number | 0035224243 |
| Book / Page | 3522 / 4243 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 3426917 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1407 SPAHN DR, 1407, WAUNAKEE, WI 53597-3011 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1029, FORT WALTON BEACH, FL 32549-1029 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,614.00 (+1.96%) | $131,610 (+2.07%) Land $35,000 Building $96,610 | $131,610 (+2.07%) Land $35,000 Building $96,610 |
| 2024 | $1,583.00 (+5.89%) | $128,943 (+4.83%) Land $30,000 Building $98,943 | $128,943 (+4.83%) Land $30,000 Building $98,943 |
| 2023 | $1,495.00 (+10.74%) | $123,003 (+13.71%) Land $27,000 Building $96,003 | $123,003 (+13.71%) Land $27,000 Building $96,003 |
| 2022 | $1,350.00 | $108,176 Land $27,000 Building $81,176 | $108,176 Land $27,000 Building $81,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 units insured incl. 30 condo units |
| Nearby Flood Claims | 37 (1988–2026) |
| Claims Outside the SFHA | 37 of 37 |
| Most Recent Claim | Aug 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: LiveOak Fiber.
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