636 Bluerock Rd, Gardnerville, NV 89460 Property Records

Douglas County property record for 636 Bluerock Rd, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2016)
Tax Bill	$1,887 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1220-21-810-062`

Property Details

APN / Parcel Number

Primary APN	`1220-21-810-062`
Alternative APNs	`000029293070` `29293070`

Interior

Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,158 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	000029293070
Street Address	636 BLUEROCK RD
City	GARDNERVILLE
State	NV
Zip	89460-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #7 LOT 29
Legal Range	20E
Legal Township	12N
Legal Section	21
Legal Subdivision	GARDNERVILLE RANCHOS #7
Legal Block	1
Legal Lot Number	29
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1013
Census Tract	1100

Owner

636 Bluerock Rd is owned and occupied by two individuals who bought it in April 2016.

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	636 BLUEROCK RD, GARDNERVILLE, NV 89460-8403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 13, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2016 · Amount on File
Deed Sale	Apr 26, 2016 · Amount on File
Deed Document Number	2016879906
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	636 BLUEROCK RD, GARDNERVILLE, NV 89460-8403
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063970
Date	Mar 23, 2021
Instrument	2021-963970

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	APO, AE 9136

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	636 BLUEROCK RD, GARDNERVILLE, NV 89460-8403
Document Number	0000926902
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	636 BLUEROCK RD GARDNERVILLE NV 894608403, GARDNERVILLE, NV 89460-8403

Mortgage

Document Number	0000926902
Date	Mar 21, 2019
Instrument	926902

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 636 Bluerock Rd was $1,887, up 3% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,887.00 (+3%)	$77,361 (+3.45%) Land $31,500 Building $45,861
2025	$1,832.00	$74,780 Land $28,000 Building $46,780	$213,657 Land $80,000 Building $133,657
2023	$1,727.00	$72,649 Land $28,000 Building $44,649	$207,569 Land $80,000 Building $127,569
2021			$175,886 Land $60,000 Building $115,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 636 Bluerock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Bluerock Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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