Kenton County property record for 636 Bedinger St, Elsmere, KY 41018 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2007 |
| Square Footage | 768 sqft Finished Area |
| Lot Size | 5,684 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $121,000 (2020) |
| Tax Bill | $1,837.00 (2025) |
| Primary APN | 004-30-21-035.01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 768 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stone Exterior |
| Lot Area | 5,684 sqft (0.13 acres) |
| Depth X Width | 97.7 ft x 57.7 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 636 BEDINGER ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2065 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE S PT LOTS 384 & 385 57.72'X 97.68' IRREG |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 384,38 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 65700 |
Source: Kenton County records · APN 004-30-21-035.01
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Nov 28, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 27, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RUTH RUHL PC |
| Jan 04, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 09, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARDIAN SVGS BK |
| Feb 28, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SHARLENE FRIEND |
| May 15, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2020 · Amount on Record |
| Deed Sale | Apr 09, 2020 · Amount on Record |
| Prior Sale | Feb 28, 2020 · Amount on Record |
| Deed Doc Number | 20205900031 |
| Deed Book / Page | 16 / 121 |
| Prior Transfer Date | Nov 21, 2013 |
| Prior Transfer Doc | 0000000057 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 12, 2026 |
| Property Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Document Number | 0000009749 |
| Book / Page | 429 / 383 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20269749 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Document Number | 0000009749, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 429/383 |
| Instrument | 20269749 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Apr 01, 2050 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Document Number | 0005900017 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | KCM 509/630 |
| Instrument | 23112805900017 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Document Number | 0005900361 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 221/451 |
| Instrument | 21052705900361 |
| Name | RUTH RUHL PC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75251 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Document Number | 0005900073 |
|---|---|
| Date | Jan 04, 2023 |
| Book Page | 432/274 |
| Instrument | 23010405900073 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 09, 2020 |
| Property Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Document Number | 0000000031 |
| Book / Page | 000016 / 000121 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 31 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 636 BEDINGER ST ELSMERE KY 410182065, ELSMERE, KY 41018-2065 |
| Document Number | 32 |
|---|---|
| Date | Apr 09, 2020 |
| Book Page | 000M30/000111 |
| Instrument | 32 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CINCINNATI, OH 45239 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 28, 2020 |
| Property Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Document Number | 0000000077 |
| Book / Page | 000009 / 000119 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 77 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1335 RICHWOOD RD WALTON KY 410948448, WALTON, KY 41094-8448 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Document Number | 0000000111 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1335 RICHWOOD RD WALTON KY 410949535, WALTON, KY 41094-9535 |
| Document Number | 0000000111 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 0C6715/000028 |
| Instrument | 111 |
| Name | SHARLENE FRIEND |
|---|---|
| Address | 7986 DRIFTWOOD DR, FLORENCE, KY 41042-9146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 15, 2017 |
| Property Address | 636 BEDINGER ST, ELSMERE, KY 41018-2065 |
| Document Number | 0000000111 |
| Book / Page | 0C6158 / 000091 |
| Instrument Date | May 12, 2017 |
| Instrument | 111 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1335 RICHWOOD RD WALTON KY 410949535, WALTON, KY 41094-9535 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,837.00 (+1.32%) | $121,000 (-) Land $10,000 Building $111,000 | $121,000 (-) Land $10,000 Building $111,000 |
| 2023 | $1,813.00 | $121,000 Land $10,000 Building $111,000 | $121,000 Land $10,000 Building $111,000 |
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