636 Aladar Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 636 Aladar Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,111 sqft · built 1994
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Oct 2017)
Tax Bill	$7,240 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Mortgage + 1 more
APN	`04-31-0-106-018`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-106-018`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,111 sqft Living Area
Basement Area	1,111 sqft
Unfinished Basement	1,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	636 ALADAR DR
City	O FALLON
State	IL
Zip	62269-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE COMMONS PHASE 3 LOT/SEC-53 A02847995
Legal Subdivision	CAMBRIDGE COMMONS PHASE 3
Legal Phase	3
Legal Block	106
Legal Lot Number	53
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2010
Census Tract	504354

Owner

636 Aladar Dr is owned and occupied by two individuals who acquired it in May 2025.

Source: St. Clair County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	636 ALADAR DR, O FALLON, IL 62269-7501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN MTG CORP
Apr 18, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Oct 25, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Prior Sale	Aug 21, 2000 · Amount on File
Deed Document Number	20172556236
Last Transfer Date	May 13, 2025
Transfer Doc	0002847995
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	636 ALADAR DR, O FALLON, IL 62269-7501
Document Number	00A2680262
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	636 ALADAR DR O FALLON IL 622697501, O FALLON, IL 62269-7501

Mortgage

Document Number	00A2680262
Date	Dec 17, 2020
Instrument	2680262

Lender

Name	AMERICAN MTG CORP
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	636 ALADAR DR, O FALLON, IL 62269-7501
Document Number	00A2610886
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	636 ALADAR DR O FALLON IL 622697501, O FALLON, IL 62269-7501

Mortgage

Document Number	00A2610886
Date	Apr 25, 2019
Instrument	2610886

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

Interest

Rate	3.99%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 25, 2017
Property Address	636 ALADAR DR, O FALLON, IL 62269-7501
Document Number	00A2556236
Instrument Date	Oct 23, 2017
Instrument	2556236
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 GRANDVIEW DR COLLINSVILLE IL 622341322, COLLINSVILLE, IL 62234-1322

Mortgage

Document Number	A2556237
Date	Oct 25, 2017
Instrument	2556237

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 636 Aladar Dr was $7,240 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,240.00	$106,234 Land $15,720 Building $90,514	$318,702 Land $47,160 Building $271,542
2022		$79,078 Land $11,701 Building $67,377	$237,234 Land $35,103 Building $202,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 636 Aladar Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Aladar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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