636 6th St, Galt, CA 95632 Property Records

Sacramento County property record for 636 6th St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1950
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Aug 2014)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0282-009-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0282-009-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,750 sqft (0.109 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	636 6TH ST
City	GALT
State	CA
Zip	95632-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S 33 FT OF E 95.215 FT LOT 11 & N 17 FT OF E 95.215 FT LOT 10 BLK 37 GALT
Legal Subdivision	GALT
Legal Block	37
Legal Lot Number	11,10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1054
Census Tract	9504

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	636 6TH ST, GALT, CA 95632-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 31, 2020	Quit Claim Deed, Transfer SAFE FCU
Mar 12, 2018	Quit Claim Deed, Mortgage · Line of Credit SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Deed Book / Page	20140822 / 672
Last Transfer Date	Jan 24, 2020
Transfer Doc	1310000001358
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	636 6TH ST, GALT, CA 95632-1921
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 6TH ST, GALT, CA 95632-1921

Mortgage

Document Number	0000000491
Date	Nov 6, 2025
Instrument	202511060491

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 31, 2020
Property Address	636 6TH ST, GALT, CA 95632-1921
Document Number	2001311358
Instrument Date	Jan 24, 2020
Instrument	2001311358
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	636 6TH ST GALT CA 956321921, GALT, CA 95632-1921

Mortgage

Document Number	2001311359
Date	Jan 31, 2020
Instrument	2001311359

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2018
Property Address	636 6TH ST, GALT, CA 95632-1921
Document Number	1803120601
Instrument Date	Mar 2, 2018
Instrument	1803120601
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	NATIONAL CLOSING SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	636 6TH ST GALT CA 956321921, GALT, CA 95632-1921

Mortgage

Document Number	1803120602
Date	Mar 12, 2018
Instrument	1803120602

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$140,965 (+2%) Land $42,900 Building $98,065
2025	$1,589.00 (+4.54%)	$138,202 (+4.04%) Land $42,059 Building $96,143
2024	$1,520.00 (+1.67%)
2023	$1,495.00 (+4.18%)	$132,837 Land $40,427 Building $92,410
2022	$1,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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