Caroline County property record for 6359 Harmony Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,520 sqft · built 1995 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,144 (2025) |
| Deeds & Mortgages | Jul 2019 Reverse Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 08-011605 |
| Primary APN | 08-011605 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,520 sqft Total Area |
| 1st Floor Area | 624 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 204,732 sqft (4.7 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,144 sqft |
| Deck Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 011605 |
|---|---|
| Street Address | 6359 HARMONY RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VN |
| Legal Description | 4.700 AC W/S NAGEL ROAD NE OF HARMONY |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 8, AMERICAN CORNER |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 955400 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6359 HARMONY RD, PRESTON, MD 21655-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Jun 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 2, 2011 |
| Transfer Doc | 0009560454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 6359 HARMONY RD, PRESTON, MD 21655-1902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0013650430 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 1365/430 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Jun 30, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.34% |
| Type Change Date | Jul 1, 2020 |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 6359 HARMONY RD, PRESTON, MD 21655-1902 |
| Document Number | 0013650448 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6359 HARMONY RD PRESTON MD 216551902, PRESTON, MD 21655-1902 |
| Document Number | 0013650448 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 001365/000448 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Jul 11, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.34% |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,733 (+13.91%) | $341,400 (+7.39%) Land $85,300 Building $256,100 | |
| 2025 | $3,144.00 (+4.07%) | ||
| 2023 | $3,021.00 Homeowner's exemption | $285,967 | $317,900 Land $81,600 Building $236,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Choptank Fiber, Verizon.
5G and 4G LTE (outdoors only)
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