6357 W Lofty Ridge St, Rathdrum, ID 83858 Property Records

Kootenai County property record for 6357 W Lofty Ridge St, Rathdrum, ID 83858

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 2003
Lot Size0.145 acres (6,316 sqft)
OwnerIndividual Name on File
Last Sale$357,013 (Feb 2025)
Tax Bill$1,113 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR55500020210

Property Details

APN / Parcel Number

Primary APNR55500020210
Alternative APN
  • 234873

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area832 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeFrame
Foundation TypeConcrete
Lot Area6,316 sqft (0.145 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number234873
Street Address6357 W LOFTY RIDGE ST
CityRATHDRUM
StateID
Zip83858-8342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUAIL RIDGE, LT 21 BLOCK 2 0551N04W
Legal Range04W
Legal Township51N
Legal Section05
Legal SubdivisionQUAIL RIDGE
Legal Block2
Legal Lot Number21
JurisdictionKOOTENAI ID
Township / Civil DivisionPOST FALLS-RATHDRUM
Census Block Group2
Census Block2005
Census Tract303

Owner

6357 W Lofty Ridge St is owned and occupied by an individual who bought it in February 2025.

Source: Kootenai County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address6357 W LOFTY RIDGE ST, RATHDRUM, ID 83858-8342
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Deed of Trust, Mortgage · Line of Credit
FIRST INTERSTATE BANK
Jun 4, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2025 · Amount on File
Deed SaleFeb 21, 2025 · Amount on File
Prior SaleJun 4, 2019 · Amount on File
Deed Document Number20252994476
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address6357 W LOFTY RIDGE ST, RATHDRUM, ID 83858-8342
Transaction TypeMortgage
Record UpdatedApr 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6357 W LOFTY RIDGE ST, RATHDRUM, ID 83858-8342

Mortgage

Document Number2932236000
DateMar 27, 2023
Instrument2932236000
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressSPIRIT LAKE, ID 83869
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 22, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOOTENAI ID
Recording DateJun 4, 2019
Property Address6357 W LOFTY RIDGE ST, RATHDRUM, ID 83858-8342
Document Number2695411000
Map ReferenceMB 1 PG 333&333A
Instrument DateMay 29, 2019
Instrument2695411000
Transaction TypeTransfer
Record UpdatedFeb 17, 2022
Title CompanyALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6357 W LOFTY RIDGE ST, RATHDRUM, ID 83858-8342

Mortgage

Document Number2695412000
DateJun 4, 2019
Instrument2695412000
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6357 W Lofty Ridge St was $1,113 with a homeowner's exemption, up 4.1% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
MunicipalityRathdrum City
Unified School DistrictLakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,113.00 (+4.12%) Homeowner's exemption$330,138 Land $175,000 Building $155,138$330,138 Land $175,000 Building $155,138
2024$1,069.00 (+0.94%)
2023$1,059.00 (-31.85%) Homeowner's exemption$330,940 (-11.07%) Land $175,000 Building $155,940$330,940 (-11.07%) Land $175,000 Building $155,940
2022$1,554.00 Homeowner's exemption$372,128 Land $185,000 Building $187,128$372,128 Land $185,000 Building $187,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6357 W Lofty Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6357 W Lofty Ridge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.6% of Idaho
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RATHDRUM
serves 10,358 people · EPA ID ID1280152
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Ziply Fiber
Fiber
6,000 / 6,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Intermax Networks
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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