63551 E 120 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 63551 E 120 Rd, Miami, OK 74354

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 924 sqft · built 1980
Lot Size	36.3 acres (1,584,713 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Mar 2022)
Tax Bill	$953 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0000-08-027-024-0-003-01`

Property Details

APN / Parcel Number

Primary APN	`0000-08-027-024-0-003-01`
Alternative APN	`34217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	924 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,584,713 sqft (36.3 acres)
Garage Type	Detached
Garage Area	360 sqft
Deck Area	24 sqft
Storage Building	16,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34217
Street Address	63551 E 120 RD
City	MIAMI
State	OK
Zip	74354-4755
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NW NE LS N450' OF E350' OF W1150'(3.62 AC) SUBJ TO ESMT(1070/301) SEC 8 TWP 27 RNG 24
Legal Range	24E
Legal Township	27N
Legal Section	08
Legal Subdivision	T027-R024
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3056
Census Tract	574700

Owner

63551 E 120 Rd, a rural home, is owned and occupied by two individuals who bought it in March 2022.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	63551 E 120 RD, MIAMI, OK 74354-4755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Mar 9, 2022	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on File
Deed Sale	Mar 9, 2022 · Amount on File
Prior Sale	Jan 4, 2018 · Amount on File
Deed Document Number	20221212
Deed Book / Page	1156 / 346
Prior Transfer Date	Jan 3, 2018
Prior Transfer Doc	0000000031
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	63551 E 120 RD, MIAMI, OK 74354-4755
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63551 E 120 RD, MIAMI, OK 74354-4755

Mortgage

Document Number	001200/768
Date	Feb 21, 2024
Book Page	1200/768
Instrument	I-2024-000683

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 7, 2029

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 9, 2022
Property Address	63551 E 120 RD, MIAMI, OK 74354-4755
Document Number	001156/346
Book / Page	1156 / 346
Instrument Date	Mar 8, 2022
Instrument	I-2022-001212
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	PROVO ABSTRACT COMPANY, PHOTO ABSTRACT CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63551 E 120 RD, MIAMI, OK 74354-4755

Mortgage

Document Number	I2022001213
Date	Mar 9, 2022
Instrument	I-2022-001213

Lender

Name	THE FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 63551 E 120 Rd was $953, up 0.2% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Wyandotte Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,692 (+2.56%) Land $1,211 Building $10,481	$102,561 (+2.56%) Land $10,619 Building $91,942
2025	$953.00 (+0.21%)	$11,400 (-) Land $987 Building $10,413	$100,000 (-) Land $8,660 Building $91,340
2024	$951.00 (-65.97%)	$11,400 (-67.81%) Land $987 Building $10,413	$100,000 (-67.81%) Land $8,660 Building $91,340
2023	$2,795.00 (+134.09%)	$35,410 (+332.25%) Land $1,246 Building $34,164	$310,609 (+128.26%) Land $10,930 Building $299,679
2022	$1,194.00	$8,192 Land $829 Building $7,363	$136,076 Land $10,930 Building $125,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63551 E 120 Rd in Zone X, an area of minimal flood risk, though there have been 232 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	232 (1985–2019)
Claims Outside the SFHA	28 of 232
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 55 claims Severe Storms And Flooding, Apr 1994 · 48 claims Severe Storms & Flooding, Oct 1986 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63551 E 120 Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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