6355 Bannister Dr, Frederick, MD 21701 Property Records

Frederick County property record for 6355 Bannister Dr, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,806 sqft · built 2001
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jun 2026)
Tax Bill	$7,692 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-309217`

Property Details

APN / Parcel Number

Primary APN	`09-309217`
Alternative APNs	`9309217` `309217`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,806 sqft Living Area
Gross Area	5,286 sqft
1st Floor Area	1,944 sqft
Basement Area	1,350 sqft
Finished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,888 sqft (0.227 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	308 sqft
Patio Area	843 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	309217
Street Address	6355 BANNISTER DR
City	FREDERICK
State	MD
Zip	21701-7669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 473 SECT. E1-C PLAT 104-9,888 SQ. FT. SPRING RIDGE PUD
Legal Subdivision	SPRING RIDGE PUD
Legal Lot Number	473
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1001
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6355 BANNISTER DR, FREDERICK, MD 21701-7669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Dec 5, 2022	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Jan 11, 2022	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Dec 5, 2022 · Amount on Record
Deed Document Number	2026
Deed Book / Page	17894 / 1
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 3, 2026
Property Address	6355 BANNISTER DR, FREDERICK, MD 21701-7669
Document Number	0178940001
Book / Page	17894 / 1
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6355 BANNISTER DR, FREDERICK, MD 21701-7669

Mortgage

Document Number	1789000009,
Date	Jun 3, 2026
Book Page	17894/9

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Sep 15, 2050

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 5, 2022
Property Address	6355 BANNISTER DR, FREDERICK, MD 21701-7669
Document Number	0162490350
Book / Page	16249 / 350
Map Reference	MB 64 PG 138
Instrument Date	Nov 21, 2022
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	APEX SETTLEMENT CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6355 BANNISTER DR, FREDERICK, MD 21701-7669

Mortgage

Document Number	0016249357
Date	Dec 5, 2022
Instrument	16249/357

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 11, 2022
Property Address	6355 BANNISTER DR, FREDERICK, MD 21701-7669
Document Number	0156510001
Book / Page	15651 / 1
Map Reference	MB 64 PG 138
Instrument Date	Dec 23, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6355 BANNISTER DR, FREDERICK, MD 21701-7669

Mortgage

Document Number	0000156518
Date	Jan 11, 2022
Instrument	15651/8

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,692.00 (+6.35%) Homeowner's exemption	$672,133 (+19.75%)	$821,600 (+37.53%) Land $151,200 Building $670,400
2024	$7,233.00 (+8.51%)
2023	$6,666.00	$561,267	$597,400 Land $151,200 Building $446,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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