6354 Jacobs Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6354 Jacobs Ct, Eldersburg, MD 21784

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,207 sqft · built 1996
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Trust Names on File
Last Sale	$285,000 (Dec 2020)
Tax Bill	$3,841 (2026)
Deeds & Mortgages	Oct 2023 Transfer Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-089212`

Property Details

APN / Parcel Number

Primary APN	`05-089212`
Alternative APNs	`5089212` `089212`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,207 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	089212
Street Address	6354 JACOBS CT
City	SYKESVILLE
State	MD
Zip	21784-6179
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-100
Legal Description	LT 80A - 2500 SF 6354 JACOBS CT 41-21 SC BENJAMINS CLAIM AMND
Legal Subdivision	BENJAMINS CLAIM A SEC 3
Legal Lot Number	80A
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2002
Census Tract	505203

Owner

6354 Jacobs Ct, a townhouse, is owner-occupied and held in a trust since December 2020.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6354 JACOBS CT, SYKESVILLE, MD 21784-6179
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Intrafamily Transfer, Transfer
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARROLL COMMUNITY BANK
Dec 16, 2020	Grant Deed, Transfer · Conventional with PMI NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Feb 5, 1997 · Amount on File
Deed Book / Page	10002 / 86
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Oct 2, 2023
Property Address	6354 JACOBS CT, ELDERSBURG, MD 21784-6179
Document Number	0111220487
Book / Page	11122 / 487
Map Reference	MB LWS41 PG 21
Instrument Date	Aug 1, 2023
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6354 JACOBS CT, ELDERSBURG, MD 21784-6179
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FREESTATE TTL CONSULTANTS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093590492
Date	Jul 30, 2019
Book Page	9359/0492

Lender

Name	CARROLL COMMUNITY BANK
Type	Bank
Address	SYKESVILLE, MD 21784

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 16, 2020
Property Address	6354 JACOBS CT, ELDERSBURG, MD 21784-6179
Document Number	0100020086
Book / Page	010002 / 000086
Instrument Date	Dec 9, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6354 JACOBS CT ELDERSBURG MD 217846179, ELDERSBURG, MD 21784-6179

Mortgage

Document Number	100020092
Date	Dec 16, 2020
Book Page	010002/000092

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 6354 Jacobs Ct was $3,841, up 1.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,841.00 (+1.4%)	$339,333	$344,000 Land $150,000 Building $194,000
2025	$3,788.00
2023	$3,401.00	$301,033	$330,000 Land $150,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6354 Jacobs Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6354 Jacobs Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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