6352 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 6352 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,808 sqft · built 1998
Lot Size0.133 acres (5,793 sqft)
OwnerIndividual Name on File
Last Sale$342,000 (Aug 2021)
Tax Bill$4,787 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Aug 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-38-41-012-000-0105.0-4-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-012-000-0105.0-4-0000
Alternative APNs
  • 25-38-41-012-000-01050-4
  • 31546

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,808 sqft Living Area
Gross Area2,208 sqft
1st Floor Area1,808 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,793 sqft (0.133 acres)
View / LotInterior
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31546
Street Address6352 SE WINDSONG LN
CitySTUART
StateFL
Zip34997-8200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionEMERALD LAKES PHASES XIV & XV LOT 105
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionEMERALD LAKES
Legal Block2
Legal Lot Number105
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2003
Census Tract1410

Owner

6352 SE Windsong Ln is owned and occupied by an individual who bought it in August 2021.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address6352 SE WINDSONG LN, STUART, FL 34997-8200
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MIDFLORIDA CU
Aug 14, 2023Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jul 11, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 2, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2021 · Amount on File
Deed SaleAug 2, 2021 · Amount on File
Prior SaleNov 30, 2001 · Amount on File
Deed Document Number20212905575
Deed Book / Page3245 / 1868
Prior Transfer DateApr 14, 2016
Prior Transfer Doc0028491942
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6352 SE WINDSONG LN, STUART, FL 34997-8200
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035490439
DateFeb 17, 2026
Book Page3549/439
Instrument3170789
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueFeb 15, 2046

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6352 SE WINDSONG LN, STUART, FL 34997-8200
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033910496
DateAug 14, 2023
Book Page3391/496
Instrument3030702
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 15, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6352 SE WINDSONG LN, STUART, FL 34997-8200
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address6352 SE WINDSONG LN, STUART, FL 34997-8200

Mortgage

Document Number0033240473
DateJul 11, 2022
Book Page3324/473
Instrument2970016
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJun 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 2, 2021
Property Address6352 SE WINDSONG LN, STUART, FL 34997-8200
Document Number0032451868
Book / Page3245 / 1868
Map ReferenceMB 13 PG 73
Instrument DateJul 26, 2021
Instrument2905575
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,394.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1789 MAIN ST, 1789, EAST HARTFORD, CT 06108-1631

Transferred To (Grantee/Buyer)

NameVerified Name
Address6352 SE WINDSONG LN, STUART, FL 34997-8200

Mortgage

Document Number32451871
DateAug 2, 2021
Instrument3245/1871
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6352 SE Windsong Ln was $4,787 with a homeowner's exemption, down 0.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,787.00 (-0.6%) Homeowner's exemption$316,523$369,000 Land $120,000 Building $249,000
2024$4,816.00 (+2.64%)
2023$4,692.00 (+3.71%) Additional exemption filed$297,247 (+3%)$336,260 (+16.52%) Land $110,000 Building $226,260
2022$4,524.00 Homeowner's exemption$288,590 Land $95,950 Building $192,640$288,590 Land $95,950 Building $192,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6352 SE Windsong Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1995–2014)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 2014 · rainfall accumulation
Claims by Event
  • Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6352 SE Windsong Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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