6352 Rte 32, Cairo, NY 12413 Property Records

Greene County and Catskill Town property record for 6352 Rte 32, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,232 sqft · built 1963
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,507 (2025)
Deeds & Mortgages	May 2021 Refinance Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`192689 136.00-5-19.2`

Property Details

APN / Parcel Number

Primary APN	`192689 136.00-5-19.2`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6352 ROUTE 32
City	CAIRO
State	NY
Zip	12413-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	HARDIN & MURPHY SUBDIVISION LOT A
Legal Block	5
Legal Lot Number	19.002
Jurisdiction	GREENE NY
Township / Civil Division	CATSKILL
Census Block Group	4
Census Block	4003
Census Tract	81101

Owner

Source: Greene County and Catskill Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6352 ROUTE 32, CAIRO, NY 12413-3233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK
Oct 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1998
Deed Sale	Jun 30, 1998
Prior Sale	Jun 3, 1994 · Amount on Record
Deed Book / Page	898 / 28
Last Transfer Date	May 30, 2012
Transfer Doc	1396000284
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE NY
Property Address	6352 ROUTE 32, CAIRO, NY 12413-3233
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M20211992
Date	May 11, 2021
Instrument	M2021-1992

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE NY
Property Address	6352 ROUTE 32, CAIRO, NY 12413-3233
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M20213890
Date	Oct 7, 2021
Instrument	M2021-3890

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Greene County and Catskill Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Catskill Town
Unified School District	Catskill Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,507.00 (+93.18%)	$84,800 (-) Land $30,000 Building $54,800	$302,857 (+29.46%) Land $107,143 Building $195,714
2023		$84,800 (-) Land $30,000 Building $54,800	$233,931 (+11.72%) Land $82,759 Building $151,172
2022	$2,333.00 Homeowner's exemption	$84,800 Land $30,000 Building $54,800	$209,383 Land $74,074 Building $135,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable · Fiber in parts of the area	400 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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