Cortland County and Truxton Town property record for 6351 Prospect Ter, Truxton, NY 13158 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,600 sqft · built 1990 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jul 2023) |
| Tax Bill | $3,963 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114400 40.09-01-27.000 |
| Primary APN | 114400 40.09-01-27.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 46,174 sqft (1.06 acres) |
| Lot Dimensions | 190 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6351 PROSPECT TER |
|---|---|
| City | TRUXTON |
| State | NY |
| Zip | 13158-4201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PROSPECT TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | TRUXTON |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 970100 |
Source: Cortland County and Truxton Town records · APN 114400 40.09-01-27.000
Assessment roll updated March 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6351 PROSPECT TER, TRUXTON, NY 13158-4201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK |
| Jul 25, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on Record |
| Deed Sale | Jul 25, 2023 · Amount on Record |
| Prior Sale | Apr 14, 2014 · Amount on Record |
| Deed Document Number | 20234079 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 30, 2026 |
| Property Address | 6351 PROSPECT TER, TRUXTON, NY 13158-4201 |
| Document Number | 0000002874 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20262874 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154,530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000002875, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20262875 |
| Name | COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jul 25, 2023 |
| Property Address | 6351 PROSPECT TER, TRUXTON, NY 13158-4201 |
| Document Number | 0000004079 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023-04079 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19228 CHERNI CIR, EAGLE RIVER, AK 99577-8665 |
| Document Number | 0000004080 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 2023-04080 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cortland County and Truxton Town records · Assessment roll updated March 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Truxton Town |
| Unified School District | Homer Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,963.00 (+3.91%) | $162,800 (-) Land $12,200 Building $150,600 | $262,581 (+8.06%) Land $19,677 Building $242,904 |
| 2023 | $3,814.00 (+36.17%) Homeowner's exemption | $162,800 (-) Land $12,200 Building $150,600 | $242,985 (+19.4%) Land $18,209 Building $224,776 |
| 2022 | $2,801.00 Homeowner's exemption | $162,800 Land $12,200 Building $150,600 | $203,500 Land $15,250 Building $188,250 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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