635 Whiting Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 635 Whiting Rd, Webster, NY 14580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,701 sqft · built 2018
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on Record
Last Sale$251,000 (Oct 2018)
Tax Bill$11,465 (2026)
Deeds & MortgagesMay 2022 Line of Credit
Jun 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN265489 064.14-2-5.12

Property Details

APN / Parcel Number

Primary APN265489 064.14-2-5.12
Alternative APN
  • 02842875000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,701 sqft Living Area
1st Floor Area1,701 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area31,799 sqft (0.73 acres)
Lot Dimensions345 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area192 sqft
PorchSlab
Porch Area45 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02842875000
Street Address635 WHITING RD
CityWEBSTER
StateNY
Zip14580-9010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number5.120
JurisdictionMONROE NY
Township / Civil DivisionWEBSTER
Census Block Group2
Census Block2011
Census Tract11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address635 WHITING RD, WEBSTER, NY 14580-9010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Line of Credit
UKRAINIAN FCU
Jun 8, 2020Loan Modification, Mortgage · Conventional Mortgage
UKRAINIAN FCU
Oct 31, 2018Warranty Deed, Transfer · ARM
UKRAINIAN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Deed Document Number2018144
Deed Book / Page12103 / 226
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address635 WHITING RD, WEBSTER, NY 14580-9010
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 WHITING RD, WEBSTER, NY 14580-9010

Mortgage

Document Number0000000188
DateMay 10, 2022
Book Page29875/19
Instrument202205100188
Lender
NameUKRAINIAN FCU
TypeCredit Union
AddressROCHESTER, NY 14621
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 6, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE NY
Property Address635 WHITING RD, WEBSTER, NY 14580-9010
Document Number0000000200
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address635 WHITING RD WEBSTER NY 145809010, WEBSTER, NY 14580-9010

Mortgage

Document Number0000000200
DateJun 16, 2020
Book Page028564/000544
Instrument200
Lender
NameUKRAINIAN FCU
AddressROCHESTER, NY 14621
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 15, 2040
Interest
Rate TypeFixed Rate
Rate3.12%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateOct 31, 2018
Property Address635 WHITING RD, WEBSTER, NY 14580-9010
Document Number0000000144
Book / Page12103 / 226
Map ReferenceLB 353 PG 85
Instrument DateOct 30, 2018
Instrument201810310144
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,004.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address792 PATTY LN, 792, WEBSTER, NY 14580-2376

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 WHITING RD, WEBSTER, NY 14580-9010

Mortgage

Document Number0000000145
DateOct 31, 2018
Instrument201810310145
Lender
NameUKRAINIAN FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateNov 1, 2025
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change10.6%
Index1-Year CMT
Max Rate10.6%

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionWebster Town
Unified School DistrictWebster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,465.00 (+4.44%)
2025$10,978.00 (+5.5%)$237,800 (+3.39%) Land $31,400 Building $206,400$495,400 (+24.91%) Land $65,414 Building $429,986
2023$230,000 (-) Land $31,400 Building $198,600$396,600 (+10.35%) Land $54,145 Building $342,455
2022$230,000 Land $31,400 Building $198,600$359,400 Land $49,066 Building $310,334
2021$10,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1979–2004)
Most Recent ClaimAug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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