Hampden County and Springfield City property record for 635 White St, Springfield, MA 01108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,558 sqft · built 1912 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jun 2018) |
| Tax Bill | $4,212 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:12220 P:0185 |
| Primary APN | SPRI S:12220 P:0185 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 645 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 122200185 |
|---|---|
| Street Address | 635 WHITE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01108-3220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 802601 |
Source: Hampden County and Springfield City records · APN SPRI S:12220 P:0185
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 WHITE ST, SPRINGFIELD, MA 01108-3220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE MA) |
| Jun 19, 2018 | Warranty Deed, Transfer · VA Mortgage VILLAGE MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on Record |
| Deed Sale | Jun 19, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2011 · Amount on Record |
| Deed Book / Page | 22225 / 34 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 635 WHITE ST, SPRINGFIELD, MA 01108-3220 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025878-561 |
|---|---|
| Date | May 28, 2025 |
| Book Page | 25878/561 |
| Instrument | 23428 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 19, 2018 |
| Property Address | 635 WHITE ST, SPRINGFIELD, MA 01108-3220 |
| Document Number | 22225-34 |
| Book / Page | 22225 / 34 |
| Instrument | 34166 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.91 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 WHITE ST, SPRINGFIELD, MA 01108-3220 |
| Investor | Possibly a Property Investor |
| Document Number | 222250036 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 22225/0036 |
| Name | VILLAGE MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2048 |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,212.00 (+14.86%) | $268,600 (+24.87%) Land $36,800 Building $231,800 | $252,890 (-8.08%) |
| 2024 | $275,120 | ||
| 2023 | $3,667.00 | $215,100 Land $35,100 Building $180,000 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
Based on FCC filings for 906 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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