Gwinnett County property record for 635 Watersedge, Suwanee, GA 30024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,249 sqft · built 1997 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,000 (Apr 1997) |
| Tax Bill | $9,020 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-278-051 |
| Primary APN | 7-278-051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,249 sqft Living Area |
| 1st Floor Area | 1,914 sqft |
| Basement Area | 2,884 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Terrain | High |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 7278051 |
|---|---|
| Street Address | 635 WATERSEDGE |
| City | SUWANEE |
| State | GA |
| Zip | 30024-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R140-SINGLE FAM RES |
| Legal Description | L4 BA SETTLERS COVE #1 |
| Legal Subdivision | SETTLERS COVE |
| Legal Block | A |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50243 |
Source: Gwinnett County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 WATERSEDGE, SUWANEE, GA 30024-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 1997 · Amount on Record |
| Deed Sale | Apr 8, 1997 · Amount on Record |
| Deed Document Number | 0014016241 |
| Deed Book / Page | 14016 / 241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 635 WATERSEDGE, SUWANEE, GA 30024-3028 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 635 WATERSEDGE, SUWANEE, GA 30024-3028 |
| Document Number | 0584380000000081 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 0000058438/0000000081 |
| Name | VANDERBILT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 635 WATERSEDGE, SUWANEE, GA 30024-3028 |
| Document Number | 0582080547 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 635 WATERSEDGE SUWANEE GA 300243028, SUWANEE, GA 30024-3028 |
| Document Number | 0582080547 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 058208/000547 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 27, 2035 |
Source: Gwinnett County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Suwanee City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,020.00 (+2.55%) | $455,920 (+18.75%) Land $60,360 Building $395,560 | $1,139,800 (+18.75%) Land $150,900 Building $988,900 |
| 2023 | $8,796.00 | $383,920 Land $71,400 Building $312,520 | |
| 2022 | $959,800 Land $178,500 Building $781,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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