635 W Stearns Rd, Bartlett, IL 60103 Property Records

DuPage County property record for 635 W Stearns Rd, Bartlett, IL 60103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,675 sqft · built 1978
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2021)
Tax Bill	$7,384 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-10-201-027`

Property Details

APN / Parcel Number

Primary APN	`01-10-201-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,675 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	635 W STEARNS RD
City	BARTLETT
State	IL
Zip	60103-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	KENROYS APPLE ORCHARD SUB NO 4 UNIT NO 3 ALL
Legal Subdivision	KENROYS APPLE ORCHARD SUB
Legal Lot Number	18
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2003
Census Tract	841316

Owner

635 W Stearns Rd is owned and occupied by an individual who bought it in April 2021.

Source: DuPage County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	635 W STEARNS RD, BARTLETT, IL 60103-4503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Apr 22, 2021	Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Deed Document Number	202163555
Prior Transfer Date	Sep 24, 2010
Prior Transfer Doc	0000132557
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Oct 2, 2026
Property Address	635 W STEARNS RD, BARTLETT, IL 60103-4503
Document Number	0000067965
Instrument Date	Sep 25, 2026
Instrument	202667965
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 W STEARNS RD, BARTLETT, IL 60103-4503

Mortgage

Document Number	0000067965,
Date	Oct 2, 2026
Instrument	202667965

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.5%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	635 W STEARNS RD, BARTLETT, IL 60103-4503
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 W STEARNS RD, BARTLETT, IL 60103-4500

Mortgage

Document Number	0000001807
Date	Jan 8, 2026
Instrument	R2026-001807

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 22, 2021
Property Address	635 W STEARNS RD, BARTLETT, IL 60103-4503
Document Number	0000063555
Map Reference	DOC R77-82G81
Instrument Date	Jan 26, 2021
Instrument	R2021-063555
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 W STEARNS RD, BARTLETT, IL 60103-4503

Mortgage

Document Number	0000063556
Date	Apr 22, 2021
Instrument	R2021-063556

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 635 W Stearns Rd was $7,384 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bartlett Village
County	DuPage County
County Subdivision	Wayne Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,384.00	$104,821 Land $28,766 Building $76,055	$314,463 Land $86,298 Building $228,165
2022	$6,580.00 Homeowner's exemption	$81,310 Land $22,310 Building $59,000	$243,930 Land $66,930 Building $177,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 635 W Stearns Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 635 W Stearns Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLETT serves 41,500 people · EPA ID IL0314120
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Apr 2025
Lead	20 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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