635 W 5th St, Chillicothe, OH 45601 Property Records

Ross County property record for 635 W 5th St, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,124 sqft · built 1900
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Oct 2023)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-51-21-025.000`

Property Details

APN / Parcel Number

Primary APN	`30-51-21-025.000`
Alternative APN	`512102`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	3,404 sqft
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft
Finished Basement	708 sqft
Unfinished Basement	708 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	151 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	416 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	512102
Street Address	635 W 5TH ST
City	CHILLICOTHE
State	OH
Zip	45601-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	635 W 5TH ST RES O HILL 7 90X154.6 51- 21-25 0257/2153
Legal Subdivision	ORCHARD HILL SUB
Legal Lot Number	7
Jurisdiction	ROSS OH
Township / Civil Division	SCIOTO
Census Block Group	3
Census Block	3006
Census Tract	955900

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 W 5TH ST, CHILLICOTHE, OH 45601-2107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit ATOMIC CU
Feb 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ATOMIC CU
Sep 13, 2019	Grant Deed, Transfer · Conventional Mortgage ATOMIC CU
Feb 21, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	20236693
Deed Book / Page	571 / 1885
Prior Transfer Date	Feb 2, 2022
Prior Transfer Doc	0005582268
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Oct 5, 2023
Property Address	635 W 5TH ST, CHILLICOTHE, OH 45601-2107
Document Number	0005711885
Book / Page	571 / 1885
Map Reference	VOL 4 PG 14-14-B
Instrument Date	Oct 2, 2023
Instrument	202300006693
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	TITLE FIRST, TITLE FIRST AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	635 W 5TH ST, CHILLICOTHE, OH 45601-2107

Mortgage

Document Number	202300006694
Date	Oct 5, 2023
Instrument	202300006694

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	635 W 5TH ST, CHILLICOTHE, OH 45601-2107
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005582284
Date	Feb 11, 2022
Book Page	558/2284
Instrument	202200001136

Lender

Name	ATOMIC CU
Type	Credit Union
Address	PIKETON, OH 45661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSS OH
Recording Date	Feb 11, 2022
Property Address	635 W 5TH ST, CHILLICOTHE, OH 45601-2107
Document Number	0005582268
Book / Page	558 / 2268
Map Reference	VOL 4 PG 14,14A&B
Instrument Date	Feb 2, 2022
Instrument	202200001134
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 W 5TH ST, CHILLICOTHE, OH 45601-2107

Mortgage

Document Number	202200001135
Date	Feb 11, 2022
Instrument	202200001135

Lender

Name	ATOMIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROSS OH
Recording Date	Sep 13, 2019
Property Address	635 W 5TH ST, CHILLICOTHE, OH 45601-2107
Document Number	0005352163
Book / Page	000535 / 002163
Instrument Date	Sep 6, 2019
Instrument	6439
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	635 W 5TH ST CHILLICOTHE OH 456012107, CHILLICOTHE, OH 45601-2107

Mortgage

Document Number	5352165
Date	Sep 13, 2019
Book Page	000535/002165
Instrument	6440

Lender

Name	ATOMIC CU
Type	Credit Union
Address	PIKETON, OH 45661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2034

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ROSS OH
Recording Date	Feb 21, 2019
Property Address	635 W 5TH ST, CHILLICOTHE, OH 45601-2107
Document Number	0005310522
Book / Page	000531 / 000522
Instrument Date	Feb 19, 2019
Instrument	1155
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 KEO LN SOUTH SALEM OH 456814001, SOUTH SALEM, OH 45681-4001

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Scioto Township
Municipality	Chillicothe City
Unified School District	Chillicothe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,917.00 (+87.42%)	$108,500 (+106.16%) Land $14,750 Building $93,750	$310,000 (+106.16%) Land $42,130 Building $267,870
2024	$2,090.00 (-1.6%) Homeowner's exemption	$52,630 (+0.36%) Land $14,750 Building $37,880	$150,370 (+0.37%) Land $42,130 Building $108,240
2023	$2,124.00 (-0.14%) Homeowner's exemption	$52,440 (-) Land $14,750 Building $37,690
2022	$2,127.00 Homeowner's exemption	$52,440 Land $14,750 Building $37,690	$149,820 Land $42,130 Building $107,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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