635 Vanderbrook Rd, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 635 Vanderbrook Rd, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 1954
Lot Size	0.309 acres (13,479 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2021)
Tax Bill	$2,821 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-034-04`

Property Details

APN / Parcel Number

Primary APN	`099-034-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,222 sqft Heated Area
Gross Area	1,613 sqft
1st Floor Area	1,222 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,479 sqft (0.309 acres)
Porch	Porch
Porch Area	55 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	099-034-04
Street Address	635 VANDERBROOK RD
City	CHARLOTTE
State	NC
Zip	28215-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L18 BB M7-179
Legal Subdivision	VANDERBROOKE
Legal Block	B
Legal Lot Number	18
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1005
Census Tract	1504

Owner

635 Vanderbrook Rd is owned and occupied by an individual who bought it in October 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	635 VANDERBROOK RD, CHARLOTTE, NC 28215-2048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 16, 2017	Warranty Deed, Transfer · Construction Mortgage GREGORY KELLAR
Jan 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Document Number	0036664243
Deed Book / Page	36664 / 243
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 20, 2021
Property Address	635 VANDERBROOK RD, CHARLOTTE, NC 28215-2048
Document Number	0000200206
Book / Page	36664 / 243
Map Reference	MB 7 PG 179
Instrument Date	Oct 14, 2021
Instrument	2021200206
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NOT AVAILABLE, ALLIED TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5226 LONDONDERRY RD, CHARLOTTE, NC 28210-3724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	635 VANDERBROOK RD, CHARLOTTE, NC 28215-2048

Mortgage

Document Number	0000200207
Date	Oct 20, 2021
Instrument	2021200207

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 30, 2017
Property Address	635 VANDERBROOK RD, CHARLOTTE, NC 28215-2048
Document Number	0000146638
Book / Page	32232 / 730
Map Reference	MB7 PG179
Instrument Date	Oct 30, 2017
Instrument	2017146638
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	349L COPPERFIELD BLVD NE # NE380, 349L, CONCORD, NC 28025-2403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 VANDERBROOK RD, CHARLOTTE, NC 28215-2048

Mortgage

Document Number	0000146639
Date	Oct 30, 2017
Instrument	2017146639

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 16, 2017
Property Address	635 VANDERBROOK RD, CHARLOTTE, NC 28215-2048
Document Number	0000033634
Book / Page	031640 / 000929
Instrument Date	Mar 8, 2017
Instrument	33634
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$61.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	349L COPPERFIELD BLVD NE #380 CONCORD NC 280252403, 380, CONCORD, NC 28025-2403

Mortgage

Document Number	33635
Date	Mar 16, 2017
Book Page	031640/000931
Instrument	33635

Lender

Name	GREGORY KELLAR
Address	137 BROAD ST, ASHEVILLE, NC 28801-1901

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 15, 2018

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 13, 2017
Property Address	635 VANDERBROOK RD, CHARLOTTE, NC 28215-2048
Document Number	0000005126
Book / Page	031495 / 000962
Instrument Date	Apr 25, 2014
Instrument	5126
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 HUDSON DR HARRISBURG NC 280759470, HARRISBURG, NC 28075-9470

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 635 Vanderbrook Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1990–2020)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Vanderbrook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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