635 Vail Dr, Frankfort, IL 60423 Property Records

Will County property record for 635 Vail Dr, Frankfort, IL 60423

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,430 sqft · built 1987
Lot Size0.31 acres (13,473 sqft)
OwnerCompany Name on Record
Last Sale$295,000 (Jan 2019)
Tax Bill$10,504 (2025)
Deeds & MortgagesAug 2021 Transfer
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN19-09-21-207-012

Property Details

APN / Parcel Number

Primary APN19-09-21-207-012
Alternative APN
  • 09212070120000

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,430 sqft Living Area
Basement Area539 sqft
Unfinished Basement539 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,473 sqft (0.31 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address635 VAIL DR
CityFRANKFORT
StateIL
Zip60423-1324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 IN CREEKVIEW UNIT #2, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 OF SEC. 21, T35-R12E.
Legal Range12E
Legal Township35N
Legal Section21
Legal SubdivisionCREEKVIEW UNIT #2
Legal Lot Number32
Legal Unit2
JurisdictionWILL IL
Township / Civil DivisionFRANKFORT
Census Block Group2
Census Block2015
Census Tract883515

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address635 VAIL DR, FRANKFORT, IL 60423-1324
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Intrafamily Transfer, Transfer
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
LINCOLNWAY COMMUNITY BANK
Jul 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA
Feb 11, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ALLY BANK
Jan 16, 2019Warranty Deed, Transfer · Conventional Mortgage
BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2019 · Amount on Record
Deed SaleJan 16, 2019 · Amount on Record
Prior SaleJun 12, 1987 · Amount on Record
Deed Document Number20193041
Last Transfer DateAug 10, 2021
Transfer Doc0000088680
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWILL IL
Recording DateAug 11, 2021
Property Address635 VAIL DR, FRANKFORT, IL 60423-1324
Document Number0000088680
Map ReferenceDOC R79-02946
Instrument DateAug 10, 2021
InstrumentR2021088680
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 VAIL DR, FRANKFORT, IL 60423-1324

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address635 VAIL DR, FRANKFORT, IL 60423-1324
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072431
DateJul 1, 2021
InstrumentR2021072431
Lender
NameLINCOLNWAY COMMUNITY BANK
TypeBank
AddressNEW LENOX, IL 60451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 1, 2031
Interest
Rate TypeFixed Rate
Rate2.37%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address635 VAIL DR, FRANKFORT, IL 60423-1324
Document Number0000090539
Instrument DateJul 26, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address635 VAIL DR FRANKFORT IL 604231324, FRANKFORT, IL 60423-1324

Mortgage

Document Number0000090539
DateOct 16, 2020
Instrument90539
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 15, 2040
Interest
Rate TypeFixed Rate
Rate3.62%

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWILL IL
Recording DateFeb 11, 2020
Property Address635 VAIL DR, FRANKFORT, IL 60423-1324
Document Number0000011855
Map ReferenceDOC R79-02946
Instrument DateJan 21, 2020
InstrumentR2020011855
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address635 VAIL DR, FRANKFORT, IL 60423-1324

Mortgage

Document Number0000011854
DateFeb 11, 2020
InstrumentR2020011854
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 1, 2040
Interest
Rate TypeFixed Rate
Rate3.75%

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateJan 16, 2019
Property Address635 VAIL DR, FRANKFORT, IL 60423-1324
Document Number0000003041
Instrument DateJan 8, 2019
Instrument3041
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$442.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address635 VAIL DR FRANKFORT IL 604231324, FRANKFORT, IL 60423-1324

Mortgage

Document Number3042
DateJan 16, 2019
Instrument3042
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionFrankfort Township
MunicipalityFrankfort Village
Elementary School DistrictFrankfort Community Consolidated School District 157C (PK - 08)
Secondary School DistrictLincoln Way Community High School District 210 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,504.00 (+19.23%)$143,910 (+6.6%) Land $23,277 Building $120,633$431,730 (+6.6%) Land $69,831 Building $361,899
2024$135,000 (+22.93%) Land $21,836 Building $113,164$405,000 (+22.93%) Land $65,508 Building $339,492
2022$8,810.00 Homeowner's exemption$109,817 Land $17,763 Building $92,054$329,451 Land $53,289 Building $276,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1981–2016)
Claims Outside the SFHA3 of 5
Most Recent ClaimFeb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT
serves 24,000 people · EPA ID IL1970400
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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