Lake County property record for 635 Surf Ter, Wauconda, IL 60084
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 972 sqft · built 1962 |
| Lot Size | 0.22 acres (9,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,000 (Jan 2000) |
| Tax Bill | $5,150 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-101-006 |
| Primary APN | 09-26-101-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 972 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,574 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 635 SURF TER |
|---|---|
| City | WAUCONDA |
| State | IL |
| Zip | 60084-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARKDALE UNIT NO. 5 LOT 54 BLOCK 6 |
| Legal Subdivision | LARKDALE UNIT NO. 5 |
| Legal Block | 6 |
| Legal Lot Number | 54 |
| Legal Unit | 5 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUCONDA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 864204 |
635 Surf Ter is owned and occupied by two individuals who bought it in January 2000.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 SURF TER, WAUCONDA, IL 60084-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2000 · Amount on File |
| Deed Sale | Jan 24, 2000 · Amount on File |
| Deed Document Number | 20004482680 |
| Prior Transfer Date | Apr 19, 1999 |
| Prior Transfer Doc | 0004352764 |
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Wauconda Township |
| Municipality | Wauconda Village |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,343 Land $17,572 Building $52,771 | $211,050 Land $52,721 Building $158,329 | |
| 2024 | $5,150.00 (-7.81%) | ||
| 2023 | $5,586.00 (+5.04%) | $65,028 (+13.68%) Land $13,679 Building $51,349 | $195,103 (+13.68%) Land $41,041 Building $154,062 |
| 2022 | $5,318.00 | $57,202 Land $16,664 Building $40,538 | $171,623 Land $49,997 Building $121,626 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 635 Surf Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Surf Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCONDA serves 15,349 people · EPA ID IL0971850 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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