635 Sunset Cir, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 635 Sunset Cir, Key Biscayne, FL 33149 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 9,458 sqft · built 2021
Lot Size	0.576 acres (25,112 sqft)
Owner	2 Company Names on File
Last Sale	$10,850,000 (Oct 2007)
Tax Bill	$162,570 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-5205-013-0040`

Property Details

APN / Parcel Number

Primary APN	`24-5205-013-0040`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	9,458 sqft Living Area
Gross Area	12,826 sqft
Flooring	Vinyl/Resilient
Elevator	Elevator

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Concrete
Roof Type	Rigid Frame Bar Joist
Lot Area	25,112 sqft (0.576 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Patio Area	800 sqft
Fence	Fence
Gazebo	575 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	635 SUNSET CIR
City	KEY BISCAYNE
State	FL
Zip	33149-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR COVE REV PLAT PB 76-12 LOT 3 & LOT 4 LESS BEG 165.17FTSWLY OF NE COR OF LOT 4 CONT SWLY 55.91FT S 1.17FT ELY 59.19FT N
Legal Range	42
Legal Township	55
Legal Section	05
Legal Subdivision	HARBOR COVE
Legal Lot Number	3,4
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1003
Census Tract	4602

Owner

Source: Miami-Dade County records · APN 24-5205-013-0040

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	635 SUNSET CIRCLE REVOCALBE TRUST 635 SUNSET CIR, KEY BISCAYNE, FL 33149
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Oct 01, 2007 · Amount on Record
Deed Sale	Oct 01, 2007 · Amount on Record
Prior Sale	Oct 01, 2007 · Amount on Record
Deed Document Number	0000959330
Deed Book / Page	25960 / 1506
Last Transfer Date	Apr 07, 2023
Transfer Doc	0000231471
Record Updated	Jun 08, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Apr 07, 2023
Property Address	635 SUNSET CIR, KEY BISCAYNE, FL 33149-1726
Document Number	0000231471
Book / Page	33654 / 1904
Map Reference	PL 76 P 12
Instrument Date	Mar 27, 2023
Instrument	2023R0231471
Transaction Type	Transfer
Record Updated	Apr 02, 2024
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 SUNSET CIR, KEY BISCAYNE, FL 33149-1726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	635 SUNSET CIR, KEY BISCAYNE, FL 33149-1726

Mortgage

Document Number	0000001907
Date	Apr 07, 2023
Instrument	33654/1907

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$162,570.00 (+4.18%) Homeowner's exemption	$10,350,611 (+5.99%)	$15,505,627 (+21.43%) Land $11,919,400 Building $3,586,227
2023	$156,044.00 (+3.76%) Homeowner's exemption	$9,765,926 (+3%)	$12,769,318 (+32.54%) Land $9,011,066 Building $3,758,252
2022	$150,390.00 Homeowner's exemption	$9,481,482	$9,634,571 Land $5,840,506 Building $3,794,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.