635 Stoffa Ave, Elburn, IL 60119 Property Records

Kane County property record for 635 Stoffa Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,486 sqft
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$258,500 (Aug 2003)
Tax Bill	$9,969 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-08-204-003`

Property Details

APN / Parcel Number

Primary APN	`11-08-204-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,486 sqft Living Area
Gross Area	2,771 sqft
Basement Area	1,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,400 sqft (0.193 acres)
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	635 STOFFA AVE
City	ELBURN
State	IL
Zip	60119-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBERRY CREEK UNIT NO 1 LOT 44
Legal Subdivision	BLACKBERRY CREEK
Legal Block	2
Legal Lot Number	44
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2016
Census Tract	854507

Owner

635 Stoffa Ave is owned and occupied by two individuals who bought it in August 2003.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	635 STOFFA AVE, ELBURN, IL 60119-9429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 21, 2018	Deed of Trust, Mortgage · Conventional with PMI WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2003 · Amount on File
Deed Sale	Aug 25, 2003 · Amount on File
Deed Document Number	2003151114
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	635 STOFFA AVE, ELBURN, IL 60119-9429
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087474
Date	Nov 22, 2021
Instrument	2021K087474

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	635 STOFFA AVE, ELBURN, IL 60119-9429
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050708
Date	Sep 3, 2020
Instrument	2020K050708

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	635 STOFFA AVE, ELBURN, IL 60119-9429
Document Number	0000009053
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	635 STOFFA AVE ELBURN IL 601199429, ELBURN, IL 60119-9429

Mortgage

Document Number	0000009053
Date	Feb 27, 2018
Instrument	9053

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Feb 26, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 635 Stoffa Ave was $9,969 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,969.00 Homeowner's exemption	$130,471 (+8.89%) Land $18,690 Building $111,781	$391,570 (+8.89%) Land $56,092 Building $335,477
2024		$119,819 Land $17,164 Building $102,655	$359,601 Land $51,513 Building $308,088
2022	$8,766.00 (+3.83%) Homeowner's exemption	$98,171 (+4.48%) Land $14,217 Building $83,954	$294,513 (+4.48%) Land $42,651 Building $251,862
2021	$8,443.00 Homeowner's exemption	$93,961 Land $13,607 Building $80,354	$281,883 Land $40,821 Building $241,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 635 Stoffa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Stoffa Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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