635 Stock Gap Rd, Monroe, GA 30656 Property Records

Walton County property record for 635 Stock Gap Rd, Monroe, GA 30656

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,984 sqft · built 1986
Lot Size4.09 acres (178,160 sqft)
OwnerIndividual Name on File
Tax Bill$2,775 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC0720-007

Property Details

APN / Parcel Number

Primary APNC0720-007
Alternative APN
  • 5786

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,984 sqft Heated Area
1st Floor Area1,323 sqft
Basement Area1,323 sqft
Unfinished Basement1,323 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1992
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area178,160 sqft (4.09 acres)
TerrainRolling
PorchPatio
Porch Area446 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number5786
Street Address635 STOCK GAP RD
CityMONROE
StateGA
Zip30656-8625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 WP2
Legal Description4.09/TR#2
Legal Tract2
JurisdictionWALTON GA
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2015
Census Tract110101

Owner

635 Stock Gap Rd is owned and occupied by an individual who acquired it in March 2010.

Source: Walton County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Mailing Address635 STOCK GAP RD, MONROE, GA 30656-8625
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 19, 2010
Transfer Doc0031390350
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON GA
Property Address635 STOCK GAP RD, MONROE, GA 30656-8625
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 STOCK GAP RD, MONROE, GA 30656-8625

Mortgage

Document Number0049440000000337
DateAug 19, 2021
Book Page0000004944/0000000337
Instrument2021015289
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 635 Stock Gap Rd was $2,775 with a homeowner's exemption, up 2.6% from the year before.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,775.00 (+2.63%) Homeowner's exemption$127,760 (+4.17%) Land $37,720 Building $90,040$319,400 (+4.17%) Land $94,300 Building $225,100
2024$2,704.00 (+0.41%) Homeowner's exemption$122,640 (+6.35%) Land $37,720 Building $84,920$306,600 (+6.35%) Land $94,300 Building $212,300
2023$2,693.00 (-21.96%) Homeowner's exemption$115,320 (+11.74%) Land $35,760 Building $79,560$288,300 (+11.74%) Land $89,400 Building $198,900
2022$3,451.00 Homeowner's exemption$103,200 Land $32,000 Building $71,200$258,000 Land $80,000 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 Stock Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Stock Gap Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stock Gap Rd

Nearby Streets

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