Winnebago County property record for 635 Spruce St, Omro, WI 54963
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,000 (Sep 2016) |
| Tax Bill | $5,038 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 265-0101 |
| Primary APN | 265-0101 |
|---|---|
| Alternative APN |
|
| Lot Area | 74,488 sqft |
|---|
| Heating System | HVAC |
|---|
| Account Number | 16617 |
|---|---|
| Street Address | 635 SPRUCE ST |
| City | OMRO |
| State | WI |
| Zip | 54963-1051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (DOCUMENT ERROR ?-D1791756) OUTLOTS N OF FOX RIVER OUTLOTS 28 & 29 & ADJ VAC BALSAM ST & ADJ ABND RR DESC AS LOT 1 OF CSM-2405 EXC HWY-PT D1791756-.08A 1.71 A. |
| Legal Range | 15E |
| Legal Township | 18N |
| Legal Section | 07 |
| Legal Subdivision | NORTH/FOX RIVER |
| Legal Lot Number | 1 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OMRO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 2001 |
635 Spruce St is owned and occupied by two individuals who bought it in September 2016.
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 SPRUCE ST, OMRO, WI 54963-1051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2016 · Amount on File |
| Deed Sale | Sep 20, 2016 · Amount on File |
| Prior Sale | Apr 8, 2008 · Amount on File |
| Deed Document Number | 20161723329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 635 SPRUCE ST, OMRO, WI 54963-1051 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001871438 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 1871438 |
| Name | WINNEBAGO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | OSHKOSH, WI 54903 |
| Amount | Amount on Record |
|---|
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Omro City |
| Unified School District | Omro School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $273,000 Land $49,000 Building $224,000 | ||
| 2024 | $5,038.00 (+10.56%) | ||
| 2023 | $4,557.00 (+1.29%) Homeowner's exemption | $191,800 (-) Land $35,600 Building $156,200 | $278,138 (+13.98%) Land $51,625 Building $226,513 |
| 2022 | $4,499.00 Homeowner's exemption | $191,800 Land $35,600 Building $156,200 | $244,033 Land $45,295 Building $198,738 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Mar 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OMRO WATERWORKS serves 3,629 people · EPA ID WI4710357 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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