635 Southern Hills Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 635 Southern Hills Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,297 sqft · built 1997
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,000 (Mar 2024)
Tax Bill	$7,258 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30W-53-0081`

Property Details

APN / Parcel Number

Primary APN	`30W-53-0081`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,297 sqft Living Area
Gross Area	5,093 sqft
1st Floor Area	1,348 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	91 ft deep x 111 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Stoop
Patio Area	864 sqft
Balcony Area	54 sqft
Poultry House	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	635 SOUTHERN HILLS DR
City	EUREKA
State	MO
Zip	63025-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R1CUP
Legal Description	SOUTHERN HILLS PLAT ONE LOT 87
Legal Subdivision	SOUTHERN HILLS PLAT ONE
Legal Lot Number	87
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1068
Census Tract	221503

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 SOUTHERN HILLS DR, EUREKA, MO 63025-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS AND MERCHANTS BANK OF ST CLAIR
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Aug 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	2024318377
Prior Transfer Date	Aug 5, 2019
Prior Transfer Doc	0236510072
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	635 SOUTHERN HILLS DR, EUREKA, MO 63025-3611
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240701458
Date	Jun 1, 2020
Book Page	24070/1458
Instrument	2020060100243

Lender

Name	FARMERS AND MERCHANTS BANK OF ST CLAIR
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 14, 2020
Property Address	635 SOUTHERN HILLS DR, EUREKA, MO 63025-3611
Document Number	0242124455
Book / Page	24212 / 4455
Map Reference	MB 345 PG 332
Instrument Date	Jul 17, 2020
Instrument	2020081400191
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17447 WYMAN RIDGE DR, 17447, EUREKA, MO 63025-4030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 SOUTHERN HILLS DR, EUREKA, MO 63025-3611

Mortgage

Document Number	2020081400192
Date	Aug 14, 2020
Instrument	2020081400192

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 13, 2019
Property Address	635 SOUTHERN HILLS DR, EUREKA, MO 63025-3611
Document Number	0236510072
Book / Page	023651 / 000072
Instrument Date	Aug 5, 2019
Instrument	196
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 SOUTHERN HILLS DR EUREKA MO 630253611, EUREKA, MO 63025-3611

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,210 (-) Land $27,170 Building $73,040	$527,400 (-) Land $143,000 Building $384,400
2025	$7,258.00 (+5.42%)	$100,210 (+8.65%) Land $27,170 Building $73,040	$527,400 (+8.65%) Land $143,000 Building $384,400
2024	$6,885.00 (-0.09%)
2023	$6,891.00	$92,230 Land $18,110 Building $74,120	$485,400 Land $95,300 Building $390,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1983–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims Severe Storms And Flooding, Mar 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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