635 School Rd, Rose Bud, AR 72137 Property Records

White County property record for 635 School Rd, Rose Bud, AR 72137

Property Summary

Property Type	Rural Home
Details	3 ba · 4,320 sqft · built 1992
Lot Size	41.1 acres (1,792,058 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jul 2021)
Tax Bill	$3,580 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-15763-000`

Property Details

APN / Parcel Number

Primary APN	`001-15763-000`
Alternative APN	`24528`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,320 sqft Living Area
1st Floor Area	2,380 sqft
Basement Area	340 sqft
Unfinished Basement	340 sqft
Utility Area	88 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	1,792,058 sqft (41.1 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	2,046 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Patio Area	949 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	635 SCHOOL RD
City	ROSE BUD
State	AR
Zip	72137-9344
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE SE LS S 210' E 420' LS N 1/2 NE SE & E 1.66 CHS SW SE
Legal Subdivision	RURAL METES & BOUNDS
Jurisdiction	WHITE AR
Township / Civil Division	KENTUCKY
Census Block Group	2
Census Block	2007
Census Tract	70300

Owner

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	635 SCHOOL RD, ROSE BUD, AR 72137-9344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Jun 21, 2011 · Amount on Record
Deed Document Number	202111955*
Deed Book / Page	2021 / 11955*
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jul 20, 2021
Property Address	635 SCHOOL RD, ROSE BUD, AR 72137-9344
Document Number	DEED2021/11955
Book / Page	DEED 2021 / 11955
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE T&E SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 WOODLAWN DR, 32, BEEBE, AR 72012-9760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 SCHOOL RD, ROSE BUD, AR 72137-9344

Mortgage

Document Number	MTG202123036
Date	Jul 20, 2021
Instrument	MTG 2021/23036

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Rose Bud School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,580.00 (+13.36%) Homeowner's exemption	$82,510 (-) Land $3,140 Building $79,370
2023	$3,158.00 Homeowner's exemption	$82,510 Land $3,140 Building $79,370	$412,550 Land $15,700 Building $396,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2017 · 2 claims Severe Storms, Tornadoes, And Flooding, Oct 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN TOP WATER ASSOCIATION serves 9,253 people · EPA ID AR0000454
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Horton's TV & Electronics Fixed Wireless	100 / 50