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635 Schley Ave, Frederick, MD 21702 Property Records

Frederick County property record for 635 Schley Ave, Frederick, MD 21702 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,640 sqft · built 1956
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on File
Last Sale$162,000 (Jun 2001)
Tax Bill$6,172 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-109794

Property Details

APN / Parcel Number

Primary APN02-109794
Alternative APNs
  • 2109794
  • 109794

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,640 sqft Living Area
1st Floor Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions150 ft deep x 57 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number109794
Street Address635 SCHLEY AVE
CityFREDERICK
StateMD
Zip21702-4157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS #45-46, BLK. 3, 57 X 150 635 SCHLEY AVE.
Legal SubdivisionROSEDALE
Legal Block3,57
Legal Lot Number45,46
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3005
Census Tract750702

Owner

Source: Frederick County records · APN 02-109794

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address635 SCHLEY AVE, FREDERICK, MD 21702-4157
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2001 · Amount on Record
Deed SaleJun 27, 2001 · Amount on Record
Deed Document Number20014276
Deed Book / Page2901 / 523
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address635 SCHLEY AVE, FREDERICK, MD 21702-4157
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 SCHLEY AVE, FREDERICK, MD 21702-4157

Mortgage

Document Number0157950453
DateMar 16, 2022
Book Page15795/453
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 01, 2032

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$396,067 (+25.02%)$428,600 (+12.85%) Land $209,200 Building $219,400
2025$6,172.00 (+12.44%)
2023$5,489.00 Homeowner's exemption$316,800$379,800 Land $130,900 Building $248,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217507023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 454 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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