635 S K St, Sparta, WI 54656 Property Records

Monroe County property record for 635 S K St, Sparta, WI 54656

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
Owner2 Company Names on File
Last Sale$1,900,000 (Nov 2018)
Tax Bill$4,219 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jan 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN281-00369-0000

Property Details

APN / Parcel Number

Primary APN281-00369-0000
Alternative APN
  • 281-020-123-003

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address635 S K ST
CitySPARTA
StateWI
Zip54656-2338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSESSOR'S SUBD S64' OF N546' OF W115' OF OL 123 EXC W20
Legal Range00
Legal Township00
Legal Section00
Legal SubdivisionASSESSORS SUBDIVISON C/SPARTA
JurisdictionMONROE WI
Township / Civil DivisionSPARTA
Census Block Group3
Census Block3017
Census Tract950300

Owner

635 S K St is owned by a company that bought it in November 2018.

Source: Monroe County records, as of March 26, 2026

Owner of Record2 Company Names on File
Mailing Address7050 W PALMETTO PARK RD, 1, BOCA RATON, FL 33433-3426
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Deed of Trust, Mortgage · Commercial Mortgage
BANK OF AMERICA
Jan 2, 2024Special Warranty Deed, Transfer · Commercial Mortgage
FOX COMMUNITIES CU
Oct 1, 2021Deed of Trust, Mortgage · Commercial Mortgage
VANDERBILT MTG & FINANCE INC
Nov 7, 2018Deed, Transfer · Commercial Mortgage
RIVER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2018 · Amount on File
Deed SaleNov 7, 2018 · Amount on File
Deed Document Number2018676839
Prior Transfer DateAug 12, 2013
Prior Transfer Doc0000636160
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE WI
Property Address635 S K ST, SPARTA, WI 54656-2338
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000731348
DateDec 8, 2025
Instrument731348
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueDec 1, 2030

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONROE WI
Recording DateJan 2, 2024
Property Address635 S K ST, SPARTA, WI 54656-2338
Document Number0000718783
Map ReferenceMB 7 PG 240
Instrument DateDec 27, 2023
Instrument718783
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

AmountAmount on Record
Tax$12,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000718784
DateJan 2, 2024
Instrument718784
Lender
NameFOX COMMUNITIES CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE WI
Property Address635 S K ST, SPARTA, WI 54656-2338
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000703212
DateOct 1, 2021
Instrument703212
Lender
NameVANDERBILT MTG & FINANCE INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueOct 10, 2026
Interest
Rate TypeFixed Rate

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONROE WI
Recording DateNov 7, 2018
Property Address635 S K ST, SPARTA, WI 54656-2338
Document Number0000676839
Instrument DateOct 31, 2018
Instrument676839
Transaction TypeTransfer
Record UpdatedJul 14, 2022
Title CompanyMONROE CMNTY TITLE, MONROE COUNTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,700.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000676840
DateNov 7, 2018
Instrument676840
Lender
NameRIVER BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 635 S K St was $4,219.

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMonroe County
MunicipalitySparta City
Unified School DistrictSparta Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,219.00$268,300 Land $15,900 Building $252,400$268,100
2023$1,761.00 (-2.87%)$113,900 (+6.55%) Land $12,200 Building $101,700$112,100 (+5.36%)
2022$1,813.00$106,900 Land $12,200 Building $94,700$106,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 635 S K St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 S K St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 88% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA WATERWORKS
serves 10,025 people · EPA ID WI6420297
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed, Lynxx Networks, T-Mobile, TDS Telecom, Verizon.

Nearby Properties on S K St

Nearby Streets

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