635 S Jacob St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 635 S Jacob St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,882 sqft · built 1996
Lot Size	0.347 acres (15,128 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Oct 2017)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-12-353`

Property Details

APN / Parcel Number

Primary APN	`309-12-353`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
1st Floor Area	1,882 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	15,128 sqft (0.347 acres)
Parking Spaces	3 Parking Spaces
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	635 S JACOB ST
City	GILBERT
State	AZ
Zip	85296-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	MIRA VISTA PLACE MCR 411-32
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	MIRA VISTA PLACE
Legal Lot Number	18
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	422404

Owner

635 S Jacob St is owned and occupied by an individual who bought it in October 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	635 S JACOB ST, GILBERT, AZ 85296-2951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 18, 2018	Deed of Trust, Mortgage · Conventional with PMI WFB NA
Oct 27, 2017	Warranty Deed, Transfer · Conventional with PMI WALLICK & VOLK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Prior Sale	Jun 23, 2016
Deed Document Number	20170798118
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	635 S JACOB ST, GILBERT, AZ 85296-2951
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 S JACOB ST, GILBERT, AZ 85296-2951

Mortgage

Document Number	0000997740
Date	Sep 15, 2021
Instrument	20210997740

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	635 S JACOB ST, GILBERT, AZ 85296-2951
Document Number	0000393079
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 S JACOB ST GILBERT AZ 852962951, GILBERT, AZ 85296-2951

Mortgage

Document Number	0000393079
Date	May 23, 2018
Instrument	393079

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 27, 2017
Property Address	635 S JACOB ST, GILBERT, AZ 85296-2951
Document Number	0000798118
Instrument Date	Oct 25, 2017
Instrument	798118
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 S JACOB ST GILBERT AZ 852962951, GILBERT, AZ 85296-2951

Mortgage

Document Number	798119
Date	Oct 27, 2017
Instrument	798119

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 635 S Jacob St was $1,952.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,870	$508,700 Land $101,700 Building $407,000
2025	$1,952.00
2024		$51,260	$512,600 Land $102,500 Building $410,100
2023	$1,891.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 635 S Jacob St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 635 S Jacob St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Arizona Network Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Tristate Wi-Fi by Wi-Fiber, Verizon.

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