635 S 6th St, Fairfax, OK 74637 Property Records

Osage County property record for 635 S 6th St, Fairfax, OK 74637

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1950
Lot Size	0.307 acres (13,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$223 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-24-06-02400`

Property Details

APN / Parcel Number

Primary APN	`18-24-06-02400`
Alternative APN	`15717`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,400 sqft (0.307 acres)
Garage Type	Attached
Garage Area	360 sqft
Porch	Slab
Porch Area	24 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15717
Street Address	635 S 6TH ST
City	FAIRFAX
State	OK
Zip	74637-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYVIEW (FAIRFAX) LOT 1, BLK 2
Legal Range	06E
Legal Township	24N
Legal Section	18
Legal Subdivision	SKYVIEW (FAIRFAX)
Legal Block	2
Legal Lot Number	1
Jurisdiction	OSAGE OK
Township / Civil Division	FAIRFAX
Census Block Group	6
Census Block	6060
Census Tract	940003

Owner

635 S 6th St is owned and occupied by two individuals who acquired it in December 2025.

Source: Osage County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	635 S 6TH ST, FAIRFAX, OK 74637-5001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE BANK
Jul 7, 2022	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 11, 2025
Transfer Doc	0000008810
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	635 S 6TH ST, FAIRFAX, OK 74637-5001
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 S 6TH ST, FAIRFAX, OK 74637-5001

Mortgage

Document Number	001898/463
Date	Nov 17, 2023
Book Page	1898/463
Instrument	I-2023-007973

Lender

Name	AMERICAN HERITAGE BANK
Type	Bank
Address	SAPULPA, OK 74067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2038

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	635 S 6TH ST, FAIRFAX, OK 74637-5001
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 S 6TH ST, FAIRFAX, OK 74637-5001

Mortgage

Document Number	001848/305
Date	Jul 7, 2022
Book Page	1848/305
Instrument	I-2022-005578

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	854 Months
Due	Aug 31, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.59%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	635 S 6TH ST, FAIRFAX, OK 74637-5001
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	TITLE FIRST NATIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1714/743
Date	Apr 9, 2019
Book Page	1714/743
Instrument	2019-002378

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 635 S 6th St was $223 with a homeowner's exemption, up 32% from the year before.

Source: Osage County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Osage County
Municipality	Fairfax Town
Unified School District	Woodland Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,912 (-) Land $143 Building $2,769	$24,268 (-73.3%) Land $1,189 Building $23,079
2025	$223.00 (+31.95%) Homeowner's exemption	$2,912 (-) Land $143 Building $2,769	$90,884 (-) Land $3,000 Building $87,884
2024	$169.00 (+14.97%) Homeowner's exemption	$2,912 (-) Land $143 Building $2,769	$90,884 (-) Land $3,000 Building $87,884
2023	$147.00 (+2.08%) Homeowner's exemption	$2,912 (-) Land $143 Building $2,769	$90,884 (+48.4%) Land $3,000 Building $87,884
2022	$144.00 Homeowner's exemption	$2,912 Land $143 Building $2,769	$61,244 Land $3,000 Building $58,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 S 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 S 6th St is moderate, ranking above 46% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX serves 1,555 people · EPA ID OK1021204
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Haloacetic acids resolved · Jan 2022 Turbidity resolved · Mar 2020
Treatment and Procedure	Organic carbon removal Jul 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Osage Broadband Fiber · Fixed Wireless	1,000 / 1,000
Cox Communications Fiber	1,000 / 35
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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