635 S 1450 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 635 S 1450 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1976
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$2,340 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-097-0019`

Property Details

APN / Parcel Number

Primary APN	`46-097-0019`
Alternative APN	`065293`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065293
Street Address	635 S 1450 E
City	SPANISH FORK
State	UT
Zip	84660-2650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK 2, PLAT E, MOUNT LOAFER SUBD.
Legal Subdivision	MOUNT LOAFER SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1008
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	635 S 1450 E, SPANISH FORK, UT 84660-2650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOUNTAIN AMERICA FCU
Jul 16, 2021	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Nov 20, 2019	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2013
Deed Sale	Feb 1, 2013
Prior Sale	Feb 19, 2009 · Amount on Record
Deed Document Number	201310354
Prior Transfer Date	Jul 22, 2003
Prior Transfer Doc	0000115480
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	635 S 1450 E, SPANISH FORK, UT 84660-2650
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097586
Date	Dec 15, 2025
Instrument	97586:2025

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 11, 2040

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	635 S 1450 E, SPANISH FORK, UT 84660-2650
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126228
Date	Jul 16, 2021
Instrument	126228:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 21, 2031

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	635 S 1450 E, SPANISH FORK, UT 84660-2650
Document Number	0000126397
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 S 1450 E SPANISH FORK UT 846602650, SPANISH FORK, UT 84660-2650

Mortgage

Document Number	0000126397
Date	Nov 27, 2019
Instrument	126397

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Nov 26, 2031

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,535 (-46%)	$433,700 (-1.81%) Land $151,500 Building $282,200
2025	$2,340.00 (+0.04%)	$441,700 (+107.04%) Land $151,500 Building $290,200	$441,700 (+13.87%) Land $151,500 Building $290,200
2024	$2,339.00 (+13.16%)
2023	$2,067.00 (+1.87%)	$213,345	$387,900 Land $144,300 Building $243,600
2022	$2,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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