635 Ridgewood Dr, Mandeville, LA 70471 Property Records

St. Tammany Parish property record for 635 Ridgewood Dr, Mandeville, LA 70471

Property Summary

Property Type	Single Family Home
Details	1,670 sqft · built 1982
Lot Size	0.177 acres (7,743 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jun 2026)
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 4 more
APN	`112-018-1013`

Property Details

APN / Parcel Number

Primary APN	`112-018-1013`
Alternative APN	`38779`

Interior

Building Area	1,670 sqft Living Area
Gross Area	1,678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	7,743 sqft (0.177 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	635 RIDGEWOOD DR
City	MANDEVILLE
State	LA
Zip	70471-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODRIDGE ON THE LAKE LT289 PH2
Legal Subdivision	WOODRIDGE ON THE LAKE
Legal Phase	2
Legal Lot Number	289
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	40307

Owner

635 Ridgewood Dr is owned and occupied by an individual who bought it in June 2026.

Source: St. Tammany Parish records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer · VA Mortgage FIRST FEDERAL BANK
Jun 1, 2026	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage GMFS LLC
Aug 22, 2023	Cash Sale Deed, Transfer · FHA Mortgage GMFS LLC
May 17, 2017	Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LL
May 17, 2017	Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Jul 22, 2025 · Amount on File
Deed Document Number	20262493521
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 1, 2026
Property Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719
Document Number	0002493521
Instrument Date	Jun 1, 2026
Instrument	20262493521
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	QUALITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719

Mortgage

Document Number	0002493523,
Date	Jun 1, 2026
Instrument	20262493523

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 1, 2026
Property Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719
Document Number	0002493523
Instrument Date	Jun 1, 2026
Instrument	20262493523
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	QUALITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 HAY MEADOW DR, AUGUSTA, GA 30909-9049

Mortgage

Document Number	0002493523,
Date	Jun 1, 2026
Instrument	20262493523

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002294528
Date	Oct 6, 2021
Instrument	2294528

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

August 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 22, 2023
Property Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719
Document Number	0002383615
Instrument Date	Aug 16, 2023
Instrument	2383615
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1402 PENROSE ST, MANDEVILLE, LA 70448-8338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719

Mortgage

Document Number	0002383616
Date	Aug 22, 2023
Instrument	2383616

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 17, 2017
Property Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719
Document Number	2063320
Map Reference	MAP 598B
Instrument Date	May 16, 2017
Instrument	2063320
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719

Mortgage

Document Number	2063323
Date	May 17, 2017
Instrument	2063323

Lender

Name	INTERLINC MORTGAGE SERVICES LL
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 17, 2017
Property Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719
Document Number	0002063320
Map Reference	MAP 598B
Instrument Date	May 16, 2017
Instrument	2063320
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	ALLEGIANCE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 RIDGEWOOD DR, MANDEVILLE, LA 70471-2719

Mortgage

Document Number	0002063323
Date	May 17, 2017
Instrument	2063323

Lender

Name	INTERLINC MORTGAGE SERVICES LL
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 635 Ridgewood Dr was $2,545, down 3.6% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,545.00 (-3.56%)	$21,219 (-) Land $3,502 Building $17,717	$212,191 (-) Land $35,020 Building $177,171
2024	$2,639.00 (+126.91%)	$21,219 (+30.38%) Land $3,502 Building $17,717	$212,191 (+30.38%) Land $35,020 Building $177,171
2023	$1,163.00 Homeowner's exemption	$16,275 (-) Land $3,502 Building $12,773	$162,750 (-4.12%) Land $35,020 Building $127,730
2022	$1,163.00 Homeowner's exemption	$16,275 Land $3,502 Building $12,773	$169,750 Land $42,020 Building $127,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 635 Ridgewood Dr; there have been 35 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 441 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	524 units insured incl. 83 condo units
Nearby Flood Claims	35 (2005–2024)
Claims Outside the SFHA	9 of 35
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 15 claims Tropical Storm Cristobal, Jun 2020 · 2 claims Hurricane Isaac, Sep 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Ridgewood Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAU CHENE WATER SYSTEM private · serves 4,650 people · EPA ID LA1103006
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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