Hamilton County property record for 635 Ridgeview Dr, Harrison, OH 45030
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,852 sqft · built 1979 |
| Lot Size | 0.221 acres (9,670 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $309,900 (Jul 2024) |
| Tax Bill | $3,646 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 561-0020-0290-00 |
| Primary APN | 561-0020-0290-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,852 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 988 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,670 sqft (0.221 acres) |
| Lot Dimensions | 136 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 635 RIDGEVIEW DR |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEVIEW DR 68.18 X 136.04 IR LOT 237 WESTBROOK ESTATES BL C PHASE V |
| Legal Subdivision | WESTBROOK ESTATES |
| Legal Phase | 5 |
| Legal Block | C |
| Legal Lot Number | 237 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 26104 |
635 Ridgeview Dr is owner-occupied and held in a trust since July 2024.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 635 RIDGEVIEW DR, HARRISON, OH 45030-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 22, 2019 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on File |
| Deed Sale | Jul 31, 2024 · Amount on File |
| Prior Sale | Jan 22, 2019 · Amount on File |
| Deed Document Number | 0000052952 |
| Deed Book / Page | 15219 / 1140 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 635 RIDGEVIEW DR, HARRISON, OH 45030-2025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000031325 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 14372/3406 |
| Instrument | 2021-0031325 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 22, 2019 |
| Property Address | 635 RIDGEVIEW DR, HARRISON, OH 45030-2025 |
| Document Number | 0000005583 |
| Book / Page | 13838 / 01795 |
| Map Reference | MB 46 PG 27 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 2019-0005583 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $682.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 RIDGEVIEW DR, HARRISON, OH 45030 |
| Document Number | 0000005584 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 2019-0005584 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 635 Ridgeview Dr was $3,646, up 3.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Harrison Township |
| Municipality | Harrison City |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,646.00 (+3.4%) | $79,265 (-) Land $12,317 Building $66,948 | |
| 2024 | $3,526.00 (-0.82%) | $79,265 (-) Land $12,317 Building $66,948 | |
| 2023 | $3,555.00 (+16.33%) | $79,265 (+32.83%) Land $12,317 Building $66,948 | $226,470 Land $35,190 Building $191,280 |
| 2022 | $3,056.00 Homeowner's exemption | $59,675 Land $10,801 Building $48,874 | |
| 2020 | $170,500 Land $30,860 Building $139,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 635 Ridgeview Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Ridgeview Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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