Roanoke County property record for 635 Ridgecrest Dr, Roanoke, VA 24019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,075 sqft · built 1954 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Oct 2025) |
| Tax Bill | $2,421 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027.15-05-06 |
| Primary APN | 027.15-05-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,075 sqft Finished Area |
| Gross Area | 2,835 sqft |
| 1st Floor Area | 1,075 sqft |
| Basement Area | 1,075 sqft |
| Finished Basement | 430 sqft |
| Unfinished Basement | 645 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 45 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000007075 |
|---|---|
| Street Address | 635 RIDGECREST DR |
| City | ROANOKE |
| State | VA |
| Zip | 24019-6271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 2 BLK 14 SUMMERDEAN MAP 5 |
| Legal Subdivision | SUMMERDEAN II |
| Legal Block | 14 |
| Legal Lot Number | 2 |
| Jurisdiction | ROANOKE VA |
| Township / Civil Division | HOLLINS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30203 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Roanoke Downtown Historic District (Boundary Increase) listed 2013 · 19 contributing resources · NRIS 13000647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
635 Ridgecrest Dr is owned and occupied by an individual who bought it in October 2025.
Source: Roanoke County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 RIDGECREST DR, ROANOKE, VA 24019-6271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 8, 2025 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on File |
| Deed Sale | Oct 8, 2025 · Amount on File |
| Prior Sale | Mar 30, 2015 · Amount on File |
| Deed Document Number | 20258524 |
| Prior Transfer Date | Jul 31, 2015 |
| Prior Transfer Doc | 0000007328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE VA |
| Property Address | 635 RIDGECREST DR, ROANOKE, VA 24019-6271 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 635 RIDGECREST DR, ROANOKE, VA 24019-6271 |
| Document Number | 0000005421 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 202305421 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 381 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROANOKE VA |
| Recording Date | Oct 8, 2025 |
| Property Address | 635 RIDGECREST DR, ROANOKE, VA 24019-6271 |
| Document Number | 0000008524 |
| Map Reference | MB 3 PG 170 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 202508524 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | PRIORITY TITLE AND SETTLEMENT LL, PRIORITY TITLE AND STLMT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 RIDGECREST DR, ROANOKE, VA 24019-6271 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008525 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 202508525 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 635 Ridgecrest Dr was $2,421, up 8.4% from the year before.
Source: Roanoke County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Roanoke County |
| Unified School District | Roanoke County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,421.00 (+8.42%) | $235,100 (+8.44%) Land $59,000 Building $176,100 | $235,100 Land $59,000 Building $176,100 |
| 2025 | $2,233.00 | $216,800 Land $54,000 Building $162,800 | |
| 2024 | $216,800 (+22.07%) Land $54,000 Building $162,800 | ||
| 2023 | $1,882.00 | $177,600 Land $42,000 Building $135,600 | $177,600 Land $42,000 Building $135,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Ridgecrest Dr in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 62 (1978–2026) |
| Claims Outside the SFHA | 7 of 62 |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Ridgecrest Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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