635 Ridge Rd, Salisbury, MD 21801 Property Records

Wicomico County property record for 635 Ridge Rd, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,903 sqft · built 1967
Lot Size	0.306 acres (13,337 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Sep 2013)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-026750`

Property Details

APN / Parcel Number

Primary APN	`13-026750`
Alternative APN	`026750`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,903 sqft Total Area
Basement Area	855 sqft
Finished Basement	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	13,337 sqft (0.306 acres)
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	026750
Street Address	635 RIDGE RD
City	SALISBURY
State	MD
Zip	21801-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BL-12 L-2 13,337 S 635 RIDGE RD SURVEY L-2 BL-12 RIVERCR
Legal Subdivision	RIVERCREST
Legal Block	12
Legal Lot Number	2
Jurisdiction	WICOMICO MD
Township / Civil Division	13, CAMDEN
Census Block Group	3
Census Block	3002
Census Tract	400

Owner

Source: Wicomico County records · APN 13-026750

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	635 RIDGE RD, SALISBURY, MD 21801-5717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2013 · Amount on Record
Deed Sale	Sep 26, 2013 · Amount on Record
Deed Book / Page	3633 / 241
Prior Transfer Date	Oct 13, 2010
Prior Transfer Doc	0032390105
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	635 RIDGE RD, SALISBURY, MD 21801-5717
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047230426
Date	Oct 30, 2020
Book Page	4723/426

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,367 (+13.28%)	$297,600 (-) Land $41,600 Building $256,000
2025	$2,149.00 (+7.61%)	$235,133 (+17.39%)	$297,600 (+45.95%) Land $41,600 Building $256,000
2023	$1,997.00	$200,300	$203,900 Land $41,600 Building $162,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 28, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1998–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SALISBURY serves 30,343 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.