635 Prospect Pl, Cincinnati, OH 45229 Property Records

Hamilton County property record for 635 Prospect Pl, Cincinnati, OH 45229 · Last verified February 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,260 sqft · built 1988
Owner	Owner Name on File
Last Sale	$64,500 (Dec 1999)
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107-0008-0161-00`

Property Details

APN / Parcel Number

Primary APN	`107-0008-0161-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	620 sqft
2nd Floor Area	640 sqft
Basement Area	620 sqft

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Width	19 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	635 PROSPECT PL
City	CINCINNATI
State	OH
Zip	45229-2991
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 635 7.246% READING GREEN CONDOMINIUM
Legal Subdivision	READING GREEN
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	27000

Owner

Source: Hamilton County records · APN 107-0008-0161-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	635 PROSPECT PL, CINCINNATI, OH 45229-2991
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Oct 03, 2018	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
Oct 03, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 1999 · Amount on Record
Deed Sale	Dec 23, 1999 · Amount on Record
Deed Document Number	894306
Deed Book / Page	10700
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	635 PROSPECT PL, CINCINNATI, OH 45229-2991
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027832
Date	Mar 16, 2022
Book Page	14625/671
Instrument	2022-0027832

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 01, 2027

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	635 PROSPECT PL, CINCINNATI, OH 45229-2991
Document Number	0000089386
Instrument Date	Oct 03, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 PROSPECT PL CINCINNATI OH 452292991, CINCINNATI, OH 45229-2991

Mortgage

Document Number	0000089386
Date	Oct 08, 2018
Book Page	013769/000500
Instrument	89386

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 07, 2033

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	635 PROSPECT PL, CINCINNATI, OH 45229-2991
Document Number	0000094140
Instrument Date	Oct 03, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 PROSPECT PL CINCINNATI OH 452292991, CINCINNATI, OH 45229-2991

Mortgage

Document Number	0000094140
Date	Oct 23, 2018
Book Page	013780/000648
Instrument	94140

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 22, 2023

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,619.00 (+0.15%)	$41,304 (-) Land $6,160 Building $35,144
2024	$2,615.00 (-0.15%)	$41,304 (-) Land $6,160 Building $35,144
2023	$2,619.00 (+180.71%)	$41,304 (+213.03%) Land $6,160 Building $35,144	$118,010 (+213.02%) Land $17,600 Building $100,410
2022	$933.00	$13,195 Land $2,842 Building $10,353
2020			$37,700 Land $8,120 Building $29,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 406 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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