Barnstable County and Barnstable Town City property record for 635 Phinneys Ln, Centerville, MA 02632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,683 sqft · built 1975 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Apr 2018) |
| Tax Bill | $4,546 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Apr 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CENT M:251 L:161 |
| Primary APN | CENT M:251 L:161 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,683 sqft Living Area |
| Gross Area | 4,060 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 162488 |
|---|---|
| Street Address | 635 PHINNEYS LN |
| City | CENTERVILLE |
| State | MA |
| Zip | 02632-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Lot Number | 161 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 12800 |
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 PHINNEYS LN, CENTERVILLE, MA 02632-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2025 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Apr 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOWER LLC |
| Mar 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY RESOURCES INC |
| Apr 3, 2018 | Quit Claim Deed, Transfer BANK OF ENGLAND MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on Record |
| Deed Sale | Apr 3, 2018 · Amount on Record |
| Prior Sale | Jun 28, 1991 · Amount on Record |
| Deed Book / Page | 31177 / 345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Property Address | 635 PHINNEYS LN, CENTERVILLE, MA 02632-2516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037078-181 |
|---|---|
| Date | Jul 15, 2025 |
| Book Page | 37078/181 |
| Instrument | 28056 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Property Address | 635 PHINNEYS LN, CENTERVILLE, MA 02632-2516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035063-256 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 35063/256 |
| Instrument | 20670 |
| Name | LOWER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 635 PHINNEYS LN, CENTERVILLE, MA 02632-2516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32750-326 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 32750/326 |
| Instrument | 12519 |
| Name | EQUITY RESOURCES INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Apr 3, 2018 |
| Property Address | 635 PHINNEYS LN, CENTERVILLE, MA 02632-2516 |
| Document Number | 31177-345 |
| Book / Page | 31177 / 345 |
| Instrument | 15132 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 PHINNEYS LN, CENTERVILLE, MA 02632-2516 |
| Document Number | 311780001 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 31178/0001 |
| Name | BANK OF ENGLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,546.00 (+8.24%) | $561,900 (+4.48%) Land $156,500 Building $405,400 | $629,375 |
| 2024 | $4,200.00 (+7.28%) | $537,800 (+14.57%) Land $156,500 Building $381,300 | |
| 2023 | $3,915.00 | $469,400 Land $142,300 Building $327,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2017–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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