635 Otahite Trl, Baker, FL 32531 Property Records

Okaloosa County property record for 635 Otahite Trl, Baker, FL 32531

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,323 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Sep 2022)
Tax Bill	$118 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C56-000-597-9983-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-9983-3`
Alternative APN	`34-5N-25-0000-0004-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,323 sqft Heated Area
Gross Area	1,683 sqft
1st Floor Area	1,323 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	635 OTAHITE TRL
City	BAKER
State	FL
Zip	32531-7711
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PARCEL 5 COM SW COR N 1307.48 FT E 370.5 FT S 205.58 FT E 83 0 FT TO POB E 154.8 FT S 9 DEG E 418 FT S 686.22 FT N 78 DEG W 2
Legal Range	25
Legal Township	05N
Legal Section	34
Legal Subdivision	BULL PEN CRK RETREAT PRCL 05
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1119
Census Tract	20102

Owner

635 Otahite Trl, a mobile home, is owned and occupied by an individual who bought it in September 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	635 OTAHITE TRL, BAKER, FL 32531-7711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Sep 7, 2022	Warranty Deed, Transfer · VA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	Apr 8, 2014 · Amount on File
Deed Document Number	3576883
Deed Book / Page	3641 / 3054
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	635 OTAHITE TRL, BAKER, FL 32531-7711
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 OTAHITE TRL, BAKER, FL 32531-7711

Mortgage

Document Number	0003659477
Date	Nov 29, 2023
Instrument	3659477

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 7, 2022
Property Address	635 OTAHITE TRL, BAKER, FL 32531-7711
Document Number	0036413054
Book / Page	3641 / 3054
Instrument Date	Sep 1, 2022
Instrument	3576883
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6515 HIGHWAY 189 N, 6515, BAKER, FL 32531-7801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 OTAHITE TRL, BAKER, FL 32531-7711

Mortgage

Document Number	0036413056
Date	Sep 7, 2022
Instrument	3641/3056

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 635 Otahite Trl was $118 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$118.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$146,843 Land $14,856 Building $131,987	$146,843 Land $14,856 Building $131,987
2023	$1,328.00 (+270.95%)	$127,091 (+144.98%) Land $12,622 Building $114,469	$127,091 (+102.98%) Land $12,622 Building $114,469
2022	$358.00 Homeowner's exemption	$51,878	$62,612 Land $11,796 Building $50,816

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 635 Otahite Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Otahite Trl is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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