635 NE 2nd St, Cedaredge, CO 81413 Property Records

Delta County property record for 635 NE 2nd St, Cedaredge, CO 81413

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,429 sqft · built 2008
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$171,000 (Oct 2016)
Tax Bill$1,919 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR002465

Property Details

APN / Parcel Number

Primary APNR002465
Alternative APN
  • 319320105012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area2,429 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleContemporary
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelCoal

Location & Zoning

Account NumberR002465
Street Address635 NE 2ND ST
CityCEDAREDGE
StateCO
Zip81413-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description635 NE 2ND ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: MARJO HEIGHTS BLK B LOT: 29 TOTAL AC 0.25+- LOT 29 BLK B MARJO HEIGHTS ADD. SEC 20 T13S R94W 6PM. BK 487 PG 582 (R-389097) BK 541 PG 122
Legal SubdivisionMARJO HEIGHTS BLK B
Legal BlockB
Legal Lot Number29
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group1
Census Block1003
Census Tract965201

Owner

635 NE 2nd St is owned and occupied by two individuals who bought it in October 2016.

Source: Delta County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address635 NE 2ND ST, CEDAREDGE, CO 81413-3002
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2016 · Amount on File
Deed SaleOct 11, 2016 · Amount on File
Prior SaleOct 21, 1985 · Amount on File
Deed Document Number2016690567
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address635 NE 2ND ST, CEDAREDGE, CO 81413-3002
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000735101
DateDec 8, 2021
Instrument735101
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address635 NE 2ND ST, CEDAREDGE, CO 81413-3002
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number720791
DateAug 4, 2020
Instrument720791
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 635 NE 2nd St was $1,919, up 5.4% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityCedaredge Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,919.00 (+5.38%)$34,046 (+1.83%) Land $2,813 Building $31,233$544,727 Land $45,000 Building $499,727
2024$1,821.00 (+4.06%)$33,435 (-) Land $2,414 Building $31,021
2023$1,750.00 (+20.44%)$33,435 (+16.69%) Land $2,414 Building $31,021$499,025 (+21.05%) Land $36,029 Building $462,996
2022$1,453.00$28,652 Land $2,016 Building $26,636$412,245 Land $29,000 Building $383,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 635 NE 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 NE 2nd St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CEDAREDGE
serves 2,400 people · EPA ID CO0115171
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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