635 N Nesmith Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 635 N Nesmith Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 688 sqft · built 1986
Lot Size	0.141 acres (6,159 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Jan 2026)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2014 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-16-252-010-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-16-252-010-000`
Alternative APN	`46144`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	688 sqft Finished Area
1st Floor Area	688 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,159 sqft (0.141 acres)
Lot Dimensions	140 ft deep x 44 ft wide

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	46144
Street Address	635 N NESMITH AVE
City	SIOUX FALLS
State	SD
Zip	57103-0843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 46 SHAWS SIOUX FALLS ADDN
Legal Subdivision	SHAWS SIOUX FALLS ADDN
Legal Block	46
Legal Lot Number	10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2022
Census Tract	300

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	635 N NESMITH AVE, SIOUX FALLS, SD 57103-0843
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer FIRST NATIONAL BANK & TRUST CO
Sep 11, 2014	Deed of Trust, Mortgage · Conventional Mortgage SIOUX FALLS FEDERAL CREDIT UNION
May 16, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 22, 2026	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Deed Document Number	2026150334
Deed Book / Page	636-D / 531
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 30, 2026
Property Address	635 N NESMITH AVE, SIOUX FALLS, SD 57103-0843
Document Number	0000162630
Book / Page	639-D / 378
Instrument Date	Jun 26, 2026
Instrument	2026162630
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 N NESMITH AVE, SIOUX FALLS, SD 57103-0843

Mortgage

Document Number	0000162631,
Date	Jun 30, 2026
Book Page	2018-M/734
Instrument	2026162631

Lender

Name	FIRST NATIONAL BANK & TRUST CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	635 N NESMITH AVE, SIOUX FALLS, SD 57103-0843
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001762/951
Date	Sep 11, 2014
Book Page	1762/951
Instrument	418966

Lender

Name	SIOUX FALLS FEDERAL CREDIT UNION
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	635 N NESMITH AVE, SIOUX FALLS, SD 57103-0843
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 N NESMITH AVE, SIOUX FALLS, SD 57103-0843

Mortgage

Document Number	001999/415
Date	May 16, 2025
Book Page	1999/415
Instrument	132620

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	257 Months
Due	Oct 1, 2046

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 22, 2026
Property Address	635 N NESMITH AVE, SIOUX FALLS, SD 57103-0843
Document Number	DEED636/531
Book / Page	DEED636 / 531
Instrument Date	Jan 15, 2026
Instrument	150334
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 N NESMITH AVE, SIOUX FALLS, SD 57103-0843
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,803.00	$130,900 (+12.07%) Land $20,200 Building $110,700
2024	$1,803.00 (+47.91%)	$116,800 (+49.74%) Land $16,900 Building $99,900
2022	$1,219.00	$78,000 Land $13,100 Building $64,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Bluepeak.

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