635 N Elm St, Wallingford, CT 06492 Property Records

Wallingford Town property record for 635 N Elm St, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,096 sqft · built 1974
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,900 (Jul 2024)
Tax Bill	$11,811 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WALL M:092 L:079`

Property Details

APN / Parcel Number

Primary APN	`WALL M:092 L:079`
Alternative APNs	`M:036 B:001 L:032B` `H0457100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,096 sqft Living Area
Gross Area	5,596 sqft
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	77,537 sqft (1.78 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	H0457100
Street Address	635 N ELM ST
City	WALLINGFORD
State	CT
Zip	06492-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Lot Number	79
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	2
Census Block	2017
Census Tract	175800

Owner

Source: Wallingford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 N ELM ST, WALLINGFORD, CT 06492-3233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Prior Sale	Nov 7, 2011 · Amount on Record
Deed Book / Page	1725 / 368
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Jul 9, 2024
Property Address	635 N ELM ST, WALLINGFORD, CT 06492-3233
Document Number	001725-368
Book / Page	1725 / 368
Instrument Date	Jul 8, 2024
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WOODING RD, WALLINGFORD, CT 06492-2241

Mortgage

Document Number	0001725371
Date	Jul 9, 2024
Instrument	1725/371

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Aug 1, 2031
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,811.00 (+8.96%)	$480,700 (+6.96%) Land $120,900 Building $359,800	$677,937 (+115.51%)
2025	$10,840.00	$449,400 (+47.2%) Land $120,900 Building $328,500	$314,580 Land $84,630 Building $229,950
2024	$10,840.00 (+21.01%)
2023	$8,958.00	$305,300 Land $100,600 Building $204,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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