635 Middle Rincon Rd, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 635 Middle Rincon Rd, Santa Rosa, CA 95409

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,380 sqft · built 1924
Lot Size0.372 acres (16,200 sqft)
OwnerTrust Name on File
Tax Bill$3,405 (2025)
Deeds & MortgagesApr 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN182-190-018-000

Property Details

APN / Parcel Number

Primary APN182-190-018-000
Alternative APN
  • 182-190-018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,380 sqft Living Area
1st Floor Area2,380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1956
Architectural StyleCustom Design
Construction TypeWood
Lot Area16,200 sqft (0.372 acres)
Garage TypeDetached
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number182-190-018
Street Address635 MIDDLE RINCON RD
CitySANTA ROSA
StateCA
Zip95409-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYSR
Legal DescriptionREMAP 032-260-017-000 08/11/98 LOT 3 PM 106
Legal SubdivisionCITY OF SANTA ROSA
Legal Block2
Legal Lot Number3
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group2
Census Block2006
Census Tract152205

Owner

635 Middle Rincon Rd is owner-occupied and held in a trust since April 2022.

Source: Sonoma County records, as of October 19, 2026

Owner of RecordTrust Name on File
Mailing Address635 MIDDLE RINCON RD, SANTA ROSA, CA 95409-3108
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 1, 2022
Transfer Doc0000025450
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address635 MIDDLE RINCON RD, SANTA ROSA, CA 95409-3108
Transaction TypeMortgage
Record UpdatedApr 25, 2022
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 MIDDLE RINCON RD, SANTA ROSA, CA 95409-3108

Mortgage

Document Number0000025451
DateApr 8, 2022
Instrument2022025451
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term935 Months
DueMar 3, 2100
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 635 Middle Rincon Rd was $3,405 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalitySanta Rosa City
Elementary School DistrictRincon Valley Union Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$288,741 (+2%) Land $129,434 Building $159,307
2025$3,405.00 Homeowner's exemption$283,081 Land $126,897 Building $156,184
2023$3,217.00 (+4.31%) Homeowner's exemption$272,090 Land $121,970 Building $150,120
2022$3,084.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 635 Middle Rincon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Middle Rincon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA ROSA
serves 178,452 people · EPA ID CA4910009
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Sonic Telecom, T-Mobile, Verizon.

Nearby Properties on Middle Rincon Rd

Nearby Streets

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