635 McElwain Ct, Bowling Green, KY 42101 Property Records

Warren County property record for 635 McElwain Ct, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$34,000 (Sep 2018)
Tax Bill	$129 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040A-04-063`

Property Details

APN / Parcel Number

Primary APN	`040A-04-063`
Alternative APNs	`W0023145` `298510`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Porch
Porch Area	32 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	W0023145
Street Address	635 MCELWAIN CT
City	BOWLING GREEN
State	KY
Zip	42101-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:63
Legal Subdivision	MCELWAIN ADD
Legal Lot Number	63
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	4
Census Block	4000
Census Tract	10300

Owner

635 McElwain Ct is owned and occupied by an individual who bought it in September 2018.

Source: Warren County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	635 MCELWAIN CT, BOWLING GREEN, KY 42101-3524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Deed Document Number	975185
Deed Book / Page	D1170 / 064
Record Updated	Jun 8, 2026

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Sep 4, 2018
Property Address	635 MCELWAIN CT, BOWLING GREEN, KY 42101-3524
Document Number	0D1170/064
Book / Page	D1170 / 064
Map Reference	MB 3 PG 10
Instrument Date	Aug 30, 2018
Instrument	975185
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7770 ROSEVILLE RD, GLASGOW, KY 42141-7959

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	635 MCELWAIN CT, BOWLING GREEN, KY 42101-3524

Mortgage

Document Number	0000975186
Date	Sep 4, 2018
Instrument	975186

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 15, 2023
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	8.12%
Index	5-Year CMT
Max Rate	12.1%

Tax Assessment & Valuation

The 2025 property tax bill for 635 McElwain Ct was $129.

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$129.00	$40,300	$40,300
2023	$114.00	$34,000	$34,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 McElwain Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1978–2009)
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 McElwain Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20